Chief Risk Officer, Texas Capital Bank
John Turpen serves as Chief Risk Officer of Texas Capital Bank, N.A. In this role, Turpen is responsible for overseeing all risk-taking activities of the bank through comprehensive supervisory activities that balances corporate governance appropriate to the bank’s size and complexity and in conformance with regulatory expectations. As Chief Risk Officer, Turpen oversees the bank’s most significant risks, including credit, asset category concentration, geographic concentration, funding, liquidity, technology, interest rate and operational risk.
Turpen is charged with the direct management of the following risk and compliance functions: credit risk; credit administration which includes policy development, implementation, Allowance for Loan and Lease Losses (ALLL) functions, concentration management, and reporting of credit metrics; Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) regulatory compliance; enterprise risk management functions, including operational risk management, compliance management, model risk management, in-house legal, deposit/treasury/counterparty risk, risk appetite development, and risk tolerance definition and monitoring; as well as corporate security.
Turpen joined Texas Capital Bank in 2018 as Chief Risk Officer following 20 years at industry-leading corporate banking institutions. His most recent experience includes Chief Risk Officer of Corporate and Commercial Banking at U.S. Bancorp and senior risk management roles at HSBC and Wells Fargo.
Turpen holds a Master of Business Administration in accounting from Drake University. He also graduated from Drake University with a Bachelor of Science with an emphasis in business administration.