John W. Cummings
Managing Director,
Chief Administrative Officer
Texas Capital
John W. Cummings is Managing Director and Chief Administrative Officer* at Texas Capital. He is responsible for implementing procedures to streamline efficiencies that propel the firm’s established strategy forward in an effective manner. Mr. Cummings also leads the Operations, Corporate Real Estate, Corporate Security, Community Development and Marketing & Communications departments, as well as consumer production lines of business including Private Wealth and Consumer Banking.
Mr. Cummings joined Texas Capital in January 2022 with nearly 40 years of management and leadership experience in the financial services industry. Prior, he spent nine years at Citigroup Inc., serving most recently as head of its wealth advisory business, working with high-net-worth banking consumers across the U.S. He also served as chief operating officer and head of U.S. investment products for Citigroup Personal Wealth Management. Before Citigroup, Mr. Cummings was with Merrill Lynch & Co. for 27 years, where he began his career in the mailroom before serving as an entry-level branch trainee and then advancing through assignments within finance, global corporate services, technology and operations, sales and business management before his election as a member of the Global Executive Management Committee. He led the buildout of a globally resilient business and trading network at Merrill Lynch and was a key business leader in the creation of its digital investment business. In his last role with the firm, he served as head of the retirement, trust company, clearing and digital investments businesses.
Mr. Cummings earned a Bachelor of Arts in economics from Fairfield University and is FINRA Series 7 and 24 certified. He has served on the Board of Directors of the Depository Trust Company (DTCC), Level 8, and on the Advisory Board for Columbia University Master of Science in Technology Management program.
* The Board of Directors of Texas Capital Bancshares, Inc. has named John Cummings as an "executive officer."