Texas Capital Bank Client Support will be closed for Thanksgiving Day on Thursday, November 24, 2022. We will be back to our normal 8:00 AM to 6:00 PM support hours on Friday, November 25, 2022.

We will be making updates to our website from 8:00 a.m. CST to 10:00 a.m. CST. During this time, the website may experience some issues and/or may be temporarily unavailable.

Personal Banking Interest Rates and Annual Percentage Yields (APY)

Rates effective: Thursday, December 01, 2022

Texas Capital Bank Deposit Rates

 










Product Name balance TIERS Interest rate apy

Capital Interest Checking

All Balances 0.10% 0.10%

Money Market Account
$500 Minimum to accrue interest


$500 - $24,999.99
$25,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 - $999,999.99
$1,000,000 or more
1.05%
1.15%
1.20%
1.25%
1.30%
1.45%
1.07%
1.17%
1.22%
1.28%
1.33%
1.48%
Personal Savings All Balances 0.40% 0.40%
Savings-Minor All Balances 0.40% 0.40%

Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Savings-Minor account has a $25 minimum opening deposit. Fees may reduce earnings on accounts.

Certificates of Deposit (CDs) Rates

$1,000 Minimum to Open Account 

deposit term interest rate APY
90 Days
180 Days
12 Months
18 Months
24 Months
2.00%
2.65%
3.00%
3.05%
3.10%
2.02%
2.69%
3.05%
3.10%
3.15%

Interest for CD’s are calculated and accrued daily based on the daily balance in the account. CD’s have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.

Premier Relationship Banking

Maintain a combined deposit balance of $25,000 across all related Premier Checking, Premier Money Market and/or Premier Certificate of Deposit accounts to maintain eligibility for Premier Relationship Banking.




Product name balance tiers interest rate Apy
Premier Checking All Balances 0.15% 0.15%

Premier Money Market
$500 Minimum to accrue interest


$500 - $24,999.99
$25,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 - $999,999.99
$1,000,000 or more
1.15%
1.20%
1.25%
1.30%
1.35%
1.55%
1.17%
1.22%
1.28%
1.33%
1.38%
1.58%

Rates on all checking and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. $100 minimum opening deposit for Premier Checking and Premier Money Market accounts. Fees may reduce earnings on accounts.

 

 Premier Certificates of Deposit (CDs) Rates

$1,000 Minimum to Open Account

deposit term interest rate apy
90 Days
180 Days
12 Months
18 Months
24 Months
2.05%
2.70%
3.05%
3.10%
3.15%
2.07%
2.74%
3.10%
3.15%
3.20%

Premier CDs are available for consumers only. Interest is calculated and accrued daily based on the daily balance in the account. Fixed Terms and Rates, penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.

Print Rate Sheet  

For best results, print in landscape mode