Texas Capital Bank Client Support will be closed for Independence Day on Monday, July 4, 2022. We will be back to our normal 8:00 AM to 6:00 PM support hours on Tuesday, July 5, 2022.

Due to a building maintenance issue, our Austin Banking Center will be temporarily closed on Wednesday, July 20, 2022. Please use our ATM or night depository for your banking needs. We apologize for any inconvenience.

Personal Banking Interest Rates and Annual Percentage Yields (APY)

Rates effective: Tuesday, August 16, 2022

Texas Capital Bank Deposit Rates

Product Namebalance requirementsInterest rateapy

Capital Interest Checking

All Balances0.10%0.10%

Money Market Account

$500 Minimum to accrue interest

$500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $99,999.99
$100,000 - $499,999.99
$500,000 - $999,999.99
$1,000,000 or more
0.70%
0.70%
0.80%
0.85%
0.90%
1.10%
0.71%
0.71%
0.81%
0.87%
0.92%
1.12%
Consumer SavingsAll Balances0.20%0.20%
Savings-MinorAll Balances0.20%0.20%

Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Savings-Minor account has a $25 minimum opening deposit. Fees may reduce earnings on accounts.

Certificates of Deposit (CDs) Rates

$1,000 Minimum to Open Account 

deposit term interest rate APY
90 Days
180 Days
12 Months
18 Months
24 Months
0.90%
1.25%
2.00%
1.80%
2.10%
0.90%
1.26%
2.02%
1.82%
2.12%

Interest for CD’s are calculated and accrued daily based on the daily balance in the account. CD’s have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.

Premier Relationship Banking

Maintain a combined deposit balance of $25,000 across all related Premier Checking, Premier Money Market and/or Premier Certificate of Deposit accounts to maintain eligibility for Premier Relationship Banking.




Product name balance requirements interest rate Apy
Premier Checking All Balances 0.15% 0.15%

Premier Money Market
$500 Minimum to accrue interest


$500 - $24,999.99
$25,000 - $99,999.99
$100,000 - $999,999.99
$1,000,000 or more
0.80%
0.85%
0.95%
1.20%
0.81%
0.87%
0.97%
1.22%

Rates on all checking and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. $100 minimum opening deposit for Premier Checking and Premier Money Market accounts. Fees may reduce earnings on accounts.

 

 Premier Certificates of Deposit (CDs) Rates

$1,000 Minimum to Open Account

deposit term interest rate apy
90 Days
180 Days
12 Months
18 Months
24 Months
1.00%
1.35%
2.10%
1.90%
2.15%
1.00%
1.36%
2.12%
1.92%
2.17%

Premier CDs are available for consumers only. Interest is calculated and accrued daily based on the daily balance in the account. Fixed Terms and Rates, penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.

Print Rate Sheet  

For best results, print in landscape mode