Texas Capital Bank Client Support will be closed for Juneteenth National Independence Day on Wednesday, June 19, 2024. We will be back to our normal 8:00 AM to 6:00 PM support hours on Thursday, June 20, 2024.

We will be making updates to our website from 8:00 p.m. CST on 05/22 to 11:00 p.m. CST on 05/22. During this time, the website may experience some interruptions of functionality or be unavailable.

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Star Certificates
of Deposit

Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.

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Star Certificates<br>of Deposit

Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.

 

Learn More

Star Certificates<br>of Deposit

Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.

 

Learn More

Star Certificates <br> of Deposit

Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.

Learn More

Earn interest with our Certificates of Deposit so you can
unlock greatness in the future.

Competitive Rates

Take advantage of our competitive rates so you can save faster.

Multiple Options

Choose from multiple term options to suit your goals.

Higher Returns

Earn more interest than a traditional savings account.

Enjoy benefits when you bundle.

Get the solutions needed to build the future you want when you open multiple accounts with Texas Capital Bank. You'll enjoy our best rates and reduced fees the more you deposit.

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LIMITED TIME OFFER

Open a new Star Premier 8-Month CD during the Offer Period.

At Maturity: Interest earned during the 8-month CD term that is not withdrawn during or immediately after that term is added to principal for the automatic renewal term of 180 days at the prevailing market rate, which can be found on the Texas Capital Bank Interest Rates and Annual Percentage Yields (APY) sheet. You must notify us in writing before, or within the 10-day grace period after, the maturity date, if you do not want the account automatically renewed.

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CDs

Reach your goals with our Certificates of Deposit.

Our CDs are designed to help you unlock possibilities as you plan for the future.

$1,000 minimum to open account.
Rates effective: Tuesday, June 18, 2024

Duration

 

30 Days

1.00%

1.00%

90 Days

4.50%

4.60%

180 Days

4.80%

4.92%

12 Months

4.88%

5.00%

18 Months

3.80%

3.87%

24 Months

3.55%

3.61%

30 Days

1.00%

90 Days

4.50%

180 Days

4.80%

12 Months

4.88%

18 Months

3.80%

24 Months

3.55%

30 Days

1.00%

90 Days

4.60%

180 Days

4.92%

12 Months

5.00%

18 Months

3.87%

24 Months

3.61%

30 Days

90 Days

180 Days

12 Months

18 Months

24 Months

 

DurationInterest RateAnnual Percentage Yield 
30 Days1.00%1.00%

Open Account

90 Days4.50%4.60%

Open Account

180 Days4.80%4.92%

Open Account

12 Months4.88%5.00%

Open Account

18 Months3.80%3.87%

Open Account

24 Months3.55%3.61%

Open Account

30 Day CD

1.00% APY

1.00% Interest Rate

Open an account


90 Day CD

4.60% APY

4.50% Interest Rate

Open an account


180 Day CD

4.92% APY

4.80% Interest Rate

Open an account


12 Month CD

5.00% APY

4.88% Interest Rate

Open an account


18 Month CD

3.87% APY

3.80% Interest Rate

Open an account


24 Month CD

3.61% APY

3.55% Interest Rate

Open an account


Funds withdrawn prior to the maturity date may be subject to an early withdrawal penalty.

Visit our terms and disclosures for full details.

Preferred Pricing

As part of our Preferred Pricing benefit, customers enjoy incremental Interest and Annual Percentage Yield (APY) rate increases above the base rate for each product, based on your combined relationship balances with Texas Capital Bank.2

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Explore Other Personal Banking Products

We're here to build a relationship with you, so you can build your future.

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Find solutions for where you are and where you're going.

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STAR SAVINGS

Earn interest on your savings while you plan for your future.

DISCOVER SAVINGS
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STAR MONEY MARKET

Access cash when you need it. Earn interest when you don't.

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STAR AND STAR PLUS CHECKING

Our Star and Star Plus Checking accounts can help you achieve your vision of the future.

EXPLORE CHECKING

1Annual percentage yield (APY) is accurate as of Tuesday, June 18, 2024. APY is a fixed rate and will be paid through the CD maturity date. Penalty may be imposed for early withdrawal. $1,000 minimum opening deposit requirement.

2Preferred Customer is evaluated daily at the start of day. Preferred Customer status eligibility is determined by the overall combined relationship balance of accounts when owner or related customer is listed as a Primary, Joint, Minor, beneficiary, trustee, authorized signer, signator or executor, or is subject to tax obligations. The best available rate is determined by the highest tier of any owner or related customer. Preferred Customer status will be analyzed daily and will change in relation to the total relationship balance at the start of the day. Transaction accounts (Checking, Savings, Money Markets): Balance is defined by each day’s aggregated balance and the number of days within the current statement cycle (i.e., “average monthly balance”). For time accounts (Certificates of Deposit): Balance is defined as the current balance for the day of the evaluation. For Investment accounts: Balance is defined as the current balance received from the prior day’s file. Accounts held on the Raymond James platform, Fidelity platform, and Retirement Account balances will be considered for relationship balances.

Annual percentage yield (APY) is accurate as of Tuesday, June 18, 2024. APY is a fixed rate and will be paid through the CD maturity date. Penalty may be imposed for early withdrawal. $1,000 minimum opening deposit requirement.

1Interest for CDs is calculated and accrued daily based on the daily balance in the account. CDs have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.

1Interest for CDs is calculated and accrued daily based on the daily balance in the account. CDs have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.