Financial institutions around the country rely on Texas Capital Bank to reach their balance sheet needs and earning asset goals. It’s not just because of our customized correspondent services; it’s because we take the time to build a relationship that helps them work smarter. Thanks to our focus on service and trust, our dedicated Financial Institutions Group (FIG) has provided liquidity solutions, loan participations and larger syndicated loans for hundreds of financial institutions since our founding.
In addition, our national Fed Funds* program and Financial Institution Money Market Accounts are designed to help our correspondent banking clients increase earning and improve yield on overnight funds with daily rate surveys, ensuring the rate structure continually provides meaningful incremental revenue.
Fed Funds Program
Fed Funds sold to Texas Capital Bank as principal on a TFN (until further notice) basis are priced at a spread over the Fed Funds open rate each day, maintaining a competitive advantage over the market average.
Financial Institution Money Market Accounts
FIMMAs are priced at a spread over the Texas Capital Bank Fed Funds program.
*Please note that Fed Funds are not FDIC insured