Financial institutions around the country rely on Texas Capital Bank to reach their balance sheet needs and earning asset goals. It’s not just because of our customized correspondent services; it’s because we take the time to build a relationship that helps them work smarter. Thanks to our focus on service and trust, our dedicated Financial Institutions group has provided liquidity solutions, loan participations and larger syndicated loans for hundreds of financial institutions since our founding.

Our Fed Funds* Program and Financial Institutions Money Market Accounts are designed to provide a competitive solution to improving the yield on overnight funds resulting in reliable and meaningful incremental revenue. Texas Capital Bank has a consistent track record of delivering the best returns with the strength and financial performance you expect from a correspondent relationship.

Fed Funds Program

Fed Funds sold to Texas Capital Bank as principal on a TFN (until further notice) basis are priced at a spread over the Fed Funds open rate each day, maintaining a competitive advantage over the market average.

  • Principal automatically remains invested on a daily basis
  • Interest accrues daily and is deposited to your account weekly
  • Investment confirmation reports are provided at time of change and weekly interest payments
  • Fed Funds cutoff time for same-day investments is 4:00 p.m. Central
  • Minimum overnight investment amount is $100,000
  • Competitive term products for financial institutions also available and can be arranged according to your institution’s needs

Financial Institution Money Market Accounts (FIMMA)

FIMMAs are priced at a spread over the Texas Capital Bank Fed Funds program.

  • Deposits are on a 360-day basis
  • Up to six transfers per month by pre-authorized wire transfer, automatic or phone agreement (including up to three checks)
  • Minimum deposit amount of $1 million
  • Simple interest is accrued daily and deposited to your account monthly
  • Cutoff time for same-day investments is 3:00 p.m. Central
  • FDIC insured up to $250,000

*Please note that Fed Funds are not FDIC insured.

contact an expert

Peter Stringer

Executive Vice President, Line of Business Manager - Financial Services 214.932.6710 214.932.6710

Jeff Wagner

Executive Vice President, Group Sales Manager 913.549.3539 913.549.3539

Sally Hazen

Senior Vice President | Senior Relationship Manager 213.280.0888 213.280.0888

J. Russell Guess

Senior Vice President 601.906.2738 601.906.2738

Brook Silvestri

Senior Vice President 224.587.3438 224.587.3438


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