Smart Checking
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$100
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Unlimited transactions
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Free Visa® Debit Card
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Free online and mobile banking
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None
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There is no monthly maintenance fee.
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Capital Checking
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$100
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Unlimited transactions
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Free Visa® Debit Card
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Free online and mobile banking
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None
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The monthly maintenance fee is $10.
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The minimum daily ledger balance to avoid the maintenance fee is $750 or the minimum monthly average balance to avoid the monthly maintenance fee is $1,500.
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Capital Interest Checking
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$100
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Unlimited transactions
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Free Visa® Debit Card
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Free online and mobile banking
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- Minimum daily ledger balance to earn interest $500
- Interest compounded daily (Interest paid on daily collected balances)
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The monthly maintenance fee is $12.
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The minimum daily ledger balance to avoid the maintenance fee is $1,500 or the minimum monthly average balance to avoid the maintenance fee is $2,500.
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Fees could reduce the earnings on this account.
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Premier Interest Checking |
$100 |
- Unlimited transactions
- Free personalized checks (standard style, one box per order); other styles available at a discount.
- Rent-free safe deposit box (3"x10"); other boxes available at 50% discount. Refundable key deposit applies.
- Rebate non-Texas Capital Bank ATM fees (unlimited)
- No fees on cashier's checks
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- Interest compounded daily (Interest paid on daily collected balances)
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- The monthly maintenance fee is $10.
- The minimum daily ledger balance to avoid the maintenance fee is $25,000 in combined balances in related personal accounts.
- Fees could reduce the earnings on this account.
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Premier Money Market Account* |
$100 |
- Premium interest rates
- Interest credited monthly
- Limited to 6 preauthorized withdrawals per month
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- Minimum daily ledger balance to earn interest $500
- Interest compounded daily (Interest paid on daily collected balances)
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- No monthly maintenance fee when linked to Premier Interest checking
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Minor’s Savings
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$25
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Limited to two withdrawals per month; limited to six per quarter
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Interest credited quarterly
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Account converts to consumer savings at age 16
- Free Visa® Debit Card
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Interest compounded daily (Interest paid on daily collected balances)
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There is no monthly maintenance fee.
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The fee for excess withdrawals is $2 per withdrawal.
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Fees could reduce the earnings on this account.
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Consumer Savings
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$100
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Limited to two withdrawals per month; limited to six per quarter
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Interest credited quarterly
- Free online and mobile banking
- Free Visa® Debit Card
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Interest compounded daily (Interest paid on daily collected balances)
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The monthly maintenance fee is $5.
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The fee for excess withdrawals is $2 per withdrawal.
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The minimum daily ledger balance to avoid maintenance fee is $500.
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Fees could reduce the earnings on this account.
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Money Market Account
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$100
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Limited to six pre-authorized withdrawals per month
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Unlimited in-person withdrawals
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Interest credited monthly
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Free Visa®Debit Card
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Interest compounded daily (Interest paid on daily collected balances)
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Minimum daily ledger balance to earn interest $500
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The monthly maintenance fee is $12.
- Minimum daily ledger balance to avoid maintenance fee $2,500
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The charge for excess third-party withdrawals per withdrawal is $10.
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Fees could reduce the earnings on this account.
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