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Smart Checking
|
$100
|
-
Unlimited transactions
-
Free Visa® Debit Card
-
Free online and mobile banking
|
None
|
-
There is no monthly maintenance fee.
|
|
Capital Checking
|
$100
|
-
Unlimited transactions
-
Free Visa® Debit Card
-
Free online and mobile banking
|
None
|
-
The monthly maintenance fee is $10.
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The minimum daily ledger balance to avoid the maintenance fee is $750 or the minimum monthly average balance to avoid the monthly maintenance fee is $1,500.
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|
Capital Interest Checking
|
$100
|
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Unlimited transactions
-
Free Visa® Debit Card
-
Free online and mobile banking
|
- Minimum daily ledger balance to earn interest $500
- Interest compounded daily (Interest paid on daily collected balances)
|
-
The monthly maintenance fee is $12.
-
The minimum daily ledger balance to avoid the maintenance fee is $1,500 or the minimum monthly average balance to avoid the maintenance fee is $2,500.
-
Fees could reduce the earnings on this account.
|
| Premier Interest Checking |
$100 |
- Unlimited transactions
- Interest credited monthly
- Free personalized checks
(standard style, one box
per order); other styles available at a discount.
- Rent-free safe deposit
box (3"x10"); other boxes
available at 50% discount.
Refundable key deposit
applies
- Rebate non-Texas
Capital Bank ATM fees
(unlimited)
- No fees on cashier’s checks
|
- Interest compounded daily (Interest paid on daily collected balances)
|
- The monthly maintenance fee is $25.
- The minimum daily ledger balance to avoid the maintenance fee is $25,000 in combined balances in related personal accounts.
- Fees could reduce the earnings on this account.
|
| Premier Money Market Account* |
$100 |
- Premium interest rates
- Interest credited monthly
- Limited to 6 preauthorized withdrawals per month
|
- Interest compounded daily (Interest paid on daily collected balances)
- Minimum daily ledger balance to earn interest $500
|
- No monthly maintenance fee when linked to Premier Interest checking
|
|
Minor’s Savings
|
$25
|
-
Limited to two withdrawals per month; limited to six per quarter
-
Interest credited quarterly
-
Account converts to consumer savings at age 16
- Free online and mobile banking
- Free Visa® Debit Card
|
-
Interest compounded daily (Interest paid on daily collected balances)
|
-
There is no monthly maintenance fee.
-
The fee for excess withdrawals is $2 per withdrawal.
-
Fees could reduce the earnings on this account.
|
|
Consumer Savings
|
$100
|
-
Limited to two withdrawals per month; limited to six per quarter
-
Interest credited quarterly
- Free online and mobile banking
- Free Visa® Debit Card
|
-
Interest compounded daily (Interest paid on daily collected balances)
|
-
The monthly maintenance fee is $5.
-
The fee for excess withdrawals is $2 per withdrawal.
-
The minimum daily ledger balance to avoid maintenance fee is $500.
-
Fees could reduce the earnings on this account.
|
|
Money Market Account
|
$100
|
-
Limited to six pre-authorized withdrawals per month
-
Unlimited in-person withdrawals
-
Interest credited monthly
- Free online and mobile banking
-
Free Visa® Debit Card
|
-
Interest compounded daily (Interest paid on daily collected balances)
-
Minimum daily ledger balance to earn interest $500
|
-
The monthly maintenance fee is $12.
- Minimum daily ledger balance to avoid maintenance fee $2,500
-
The charge for excess third-party withdrawals per withdrawal is $10.
-
Fees could reduce the earnings on this account.
|