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Simplify Your Spending and Maximize Control with the Texas Capital Debit Card 

Enjoy seamless card and account management with intuitive tools that give you total control over your finances. 

Open Account  

Simplify Your Spending and Maximize Control with the Texas Capital Debit Card 

Enjoy seamless card and account management with intuitive tools that give you total control over your finances. 

Open Account  

Get the Texas Capital Debit Card — Built for Everyday Convenience

Open one of our Star Checking Accounts or Star Money Market Account to unlock access to your debit card — designed for seamless spending, secure transactions and real-time control. 

Nationwide ATM Access1

Enjoy surcharge-free withdrawals when and where you need them.

Built-In Security Features

Get real-time alerts, card lock/unlock and fraud protection. 

Online Banking, Simplified

Manage your card and account anytime, anywhere with our mobile app. 

What to Expect with Your Texas Capital Debit Card 

Secure, convenient and built for everyday use.

Your debit card gives you 24/7 access to your checking or money market account, with features like contactless payments, surcharge-free ATM access nationwide1 and spending insights. It’s your all-in-one tool for smarter spending. To get started and explore all your card’s features, log in to Online Banking. 

Log In

woman in red texas capital debit card and mobile wallet on lap

Your Debit Card on Your Terms

Take full control of your debit card with tools that adapt to your lifestyle. Whether you're managing daily expenses or planning for the unexpected, your Texas Capital Debit Card gives you the flexibility and security you need.

  • Set Spending Limits 
    Stay on budget by setting custom daily or transaction-based spending limits that work for you.
  • Enable Real-Time Alerts
    Get instant notifications for every transaction, so you always know when and where your card is being used.
  • Lock and Unlock Instantly 
    Misplaced your debit card? Lock it with a tap in Online Banking or the mobile app. Found it? Unlock it just as easily — no need to call or wait.
  • Set Travel Notifications 
    Heading out of town? Let us know in advance through Online Banking to ensure uninterrupted access to your card while you travel.

These features are built into your digital banking experience, giving you peace of mind and total control — anytime, anywhere.

Your Debit Card, Enhanced by Digital Banking

Access your money and control your card with ease using these digital features:

 

  • Online Banking — View balances, transfer funds and more.
  • Digital Wallet — Add your card to Apple Pay®, Google Pay™ or Samsung Pay®.
  • Tap to Pay — Make fast, secure purchases with just a tap.
  • Manage Debit Card — Lock/unlock your card, set alerts and monitor activity.
  • Direct Deposit — Have your paycheck or benefits check deposited directly into your account and have same day access to your funds when and where you need it.
  • Bill Center — Pay bills and schedule recurring payments.
  • Zelle®2 — Send and receive money quickly and securely with people you know.  

New or existing customer? Let’s get you started.

New to Texas Capital Bank? 

Open a checking or money market account online, or visit your closest Financial Center to get started. We’ll guide you through the process.  

 

Open an Account

Already have a Texas Capital Bank account? 

To order a debit card, log in to Online Banking and navigate to the Account Services section.  

 

Log In

FAQs

    What is Online Banking?

    Online Banking is your secure gateway to manage accounts, transfer funds and monitor activity. 

    Is there a minimum balance requirement?

    No. Our accounts are designed with flexibility in mind — no minimum balance required. 

    Are there monthly service charges?

    No. We believe in transparent, client-first banking with no monthly service charge.  

    Can I use a digital wallet?

    Yes. Our debit card is compatible with major digital wallets for secure, contactless payments. Compatibility may vary depending on your device and the digital wallet app. 

    What is APY?

    APY, or Annual Percentage Yield, reflects the interest you earn on your account over a year, helping your money grow. 

    Will I be charged for using an ATM?

    You will not be charged when making cash withdrawals from any Allpoint® ATM or Texas Capital-owned ATM when using your Texas Capital Debit Card. If you’re prompted to accept a surcharge, select "yes" and proceed with your withdrawal.

    ATM operators outside of the Allpoint® or Texas Capital network may charge a fee. 

    What is the maximum amount I can withdraw at an ATM?

    You can withdraw up to $1,000 per day using your Texas Capital Debit Card at any Allpoint® ATM or Texas Capital-owned ATM. There is no limit to the number of ATM transactions you can perform. 

    How do I activate my debit card?

    To activate your new debit card, log in to Online Banking using the Texas Capital mobile app. From the menu, select Account Services then Manage Debit Card. 

    Or call 800.992.3808 and follow the prompts to activate your card and create your PIN. 

    Where can I use my debit card?

    You can use your debit card at Point of Sale (POS) terminals for purchases, or at automated teller machines (ATMs).

    How do I order a replacement card?

    If your card is lost or stolen, please contact Client Support at 877.839.2265 or 800.554.8969 24 hours a day, 7 days a week.

    To order a replacement card, log in to Online Banking and select Account Services then Request Debit Card. Please allow seven to 10 days for delivery. 

    To expedite your request, please contact Client Support or visit a Financial Center near you. Rushed debit card fees may apply.  

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    Resource #1
    Personal Banking

    No matter where you are in your financial journey, our personal banking solutions can help you achieve your goals — now and in the future.

    Learn More
    Resource #2
    Financial Education Courses

    These short, interactive modules share tips and advice to help you plan for your future. 

    Learn More
    Resource #3
    Savings Accounts

    Star Savings offers a competitive rate, no monthly fees, and expert service—plus online and mobile banking with alerts. 

    Learn More

    1Surcharge-free guarantee – Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.  

    2U.S. checking or savings account required to use Zelle®️. Transactions between enrolled users typically occur in minutes. Zelle®️ and the Zelle®️-related marks are wholly owned by Early Warning Services LLC and are used herein under license. You must have an eligible Texas Capital Bank checking, savings or money market account to use Zelle®️. Your Texas Capital Bank account must be open for three calendar days before you are eligible to enroll with Zelle®️.