The more you can streamline the management of your receivables, the more you can maximize your cash flow by speeding up collections, reducing trips to the bank, and better managing return items and past-due receivables. Our receivables solutions are flexible so you can accommodate the payment preferences of your customers and vendors, getting access to your funds even faster. Our receivables management solutions include:

  • Mobile Deposits: Using the BankNow® Treasury Services app on your smart phone or tablet, deposit checks on the go or from remote locations.

  • Remote Deposit Capture (RDC): Using a check scanning device, you can scan checks remotely and transmit images to the bank for deposit. A variety of user levels, approval limits and management review options protect your account from unwanted transactions.

  • Lockbox: Our wholesale platform processes and deposits your mail receipts while giving you the ability to review images online to verify images of the check, invoice, envelope and other information sent with the payment. Our retail lockbox includes coupon scanning, OCR and MICR line reading, as well as the keying of additional lines of data needed for the daily transmission to the accounts receivable system.

  • Cash Vault: We provide a secure facility for processing large volumes of cash and mixed deposits as well as the ability to order coins and currency, allowing you to streamline your operations to a single armored carrier, vault processor and bank. You can also have two in-house safe options depending on your needs. Option one is to deposit cash only, and option two is to deposit and dispense cash for daily deposit transactions, reducing the frequency and cost of courier transports. 

  • Image Cash Letter (ICL): We can also accept and process check images and ICL files generated through in-house or third-party check scanning software, seamlessly and securely integrating your imaging system into your operating account and our online and mobile banking platform BankNow® Treasury Services.

  • Merchant Services: We offer merchant credit and debit card processing at the point of sale and online while also providing access to check guarantee and check conversion services.

  • Automated Clearing House (ACH) Debits: Our ACH network can be used to automate collections for both recurring and one-time payments, reducing the cost of collecting checks and cash from your customers. Debits can be initiated through our online BankNow® Treasury Services, via direct file send through a SFTP connection or uploaded through our TCBXChange® network. 

contact an expert

Jereme Gooch

Vice President | Austin/ Houston/ San Antonio, TX 512.305.4082 512.305.4082

Elizabeth Hewitt

Vice President | Dallas/ Ft. Worth, TX 469.399.8480 469.399.8480
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