Texas Capital Bank Client Support will be closed for Presidents' Day on Monday, February 20, 2023. We will be back to our normal 8:00 AM to 6:00 PM support hours on Tuesday, February 21, 2023.

We will be making updates to our website from 8:00 p.m. CST on 03/22 to 12:00 a.m. CST on 03/23. During this time, the website may experience some interruptions of functionality or be unavailable.

Savings Accounts

Earn a competitive interest rate with no monthly service charge while you save cash you don't plan to use right away.

Compare Accounts

Earn interest on your savings while you plan for the future.

Earn Interest

See all current rates here.

FDIC Insurance Protection

Insured up to the standard limits.

Features and Benefits

Earn a competitive interest rate with no monthly service charge.

Features and Benefits

Earn a competitive interest rate with no monthly service charge.

Consumer Savings


Securely grow and access your funds.

Open An Account
Savings - Minor 


Parent or guardian must be a joint owner on the account.1

Visit a Branch

Monthly service fee



Minimum opening



Earns interest

Interest credited quarterly

Interest compounded daily<sup> 2 <sup/>

Visa® Debit Card upon request

Online and mobile banking with account alerts

FDIC Insurance protection

Saving Accounts Deposit Rates <sup> 3 <sup/>

Balance Requirements

All Balances 

Interest Rate


Annual Percentage Yield (APY)


Open a savings account in three easy steps.

You’re just a few minutes away from saving and accessing top-tier perks.


Open a savings account in just a few minutes.


Make a deposit to activate your account.


Personalize your account with alerts, autopay and more.

See what else we have to offer.

Checking Accounts

Access cash, send and receive money and enjoy on-demand digital support — all on your terms.

Explore Checking
Money Market Accounts

A high-yield account with a linked debit card that gives you on-demand access to your cash.

Learn More
Certificates of Deposit

Earn interest on a lump sum deposit while you save for your goals.

Explore CD<sub>s</sub>

Not sure which solution best fits your needs?

We’re here to help. Speak with one of our personal banking specialists to determine the solutions that fit your needs.

Contact Our Experts

For additional information please see our Disclosures.

1Savings-minor account must be set up at a Texas Capital Bank branch location with a parent or gaurdian present. Parent or guardian's and minor's proof of identification must be brought in order to open the account.

2Interest is calculated on the daily collected balance.

3Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Fees may reduce earnings on accounts. Current rates effective Wednesday, March 22, 2023.