Savings Accounts
Earn a competitive interest rate with no monthly service charge while you save cash you don't plan to use right away.
Earn interest on your savings while you plan for the future.
FDIC Insurance Protection
Insured up to the standard limits.
Features and Benefits
Earn a competitive interest rate with no monthly service charge.
Features and Benefits
Earn a competitive interest rate with no monthly service charge.
Consumer Savings
Securely grow and access your funds.
Savings - Minor
Parent or guardian must be a joint owner on the account.1
Monthly service fee
$0
$0
Minimum opening
$100
$25
Earns interest
Interest credited quarterly
Interest compounded daily<sup> 2 <sup/>
Visa® Debit Card upon request
Online and mobile banking with account alerts
FDIC Insurance protection
Saving Accounts Deposit Rates <sup> 3 <sup/>
Balance Requirements
All Balances
Interest Rate
2.00%
Annual Percentage Yield (APY)
2.02%
Open a savings account in three easy steps.
You’re just a few minutes away from saving and accessing top-tier perks.
Open
Open a savings account in just a few minutes.
Fund
Make a deposit to activate your account.
Customize
Personalize your account with alerts, autopay and more.
See what else we have to offer.
Not sure which solution best fits your needs?
We’re here to help. Speak with one of our personal banking specialists to determine the solutions that fit your needs.
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For additional information please see our Disclosures.
1Savings-minor account must be set up at a Texas Capital Bank branch location with a parent or gaurdian present. Parent or guardian's and minor's proof of identification must be brought in order to open the account.
2Interest is calculated on the daily collected balance.
3Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Fees may reduce earnings on accounts. Current rates effective Wednesday, March 22, 2023.