Earn a competitive interest rate with no monthly service charge while you save cash you don't plan to use right away.
Earn interest on your savings while you plan for the future.
See all current rates here.
FDIC Insurance Protection
Insured up to the standard limits.
Features and Benefits
Earn a competitive interest rate with no monthly service charge.
Monthly service fee
Interest credited quarterly
Interest compounded daily<sup> 2 <sup/>
Visa® Debit Card upon request
Online and mobile banking with account alerts
FDIC Insurance protection
Saving Accounts Deposit Rates <sup> 3 <sup/>
Annual Percentage Yield (APY)
Open a savings account in three easy steps.
You’re just a few minutes away from saving and accessing top-tier perks.
Open a savings account in just a few minutes.
Make a deposit to activate your account.
Personalize your account with alerts, autopay and more.
1Savings-minor account must be set up at a Texas Capital Bank branch location with a parent or gaurdian present. Parent or guardian's and minor's proof of identification must be brought in order to open the account.
2Interest is calculated on the daily collected balance.
3Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Fees may reduce earnings on accounts. Current rates effective Thursday, December 01, 2022.