Texas Capital Bank Client Support will be closed for Thanksgiving Day on Thursday, November 24, 2022. We will be back to our normal 8:00 AM to 6:00 PM support hours on Friday, November 25, 2022.

We will be making updates to our website from 8:00 a.m. CST to 10:00 a.m. CST. During this time, the website may experience some issues and/or may be temporarily unavailable.

Premier Checking

All the know-how from our decades of experience, delivered with a personalized touch to help you make the most of your money.

Open An Account

Make the most of your money with Premier Checking.

How it Works:

1. Open a new Premier Checking Account online in just minutes.
2. Fund your account within 30 days with at least $25,000.
3. Maintain an average monthly balance of at least $25,000 for 90 days.
4. Set up deposits totaling $2,500 per month for the first 3 consecutive months.
5. Receive a $500 qualifying cash bonus deposited to your account at the end of 90 days.

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Put our experience to work for you.

Bank with us at the Premier level and enjoy access to top-tier rates and solutions, so your every financial need is cared for. Unlimited transactions for you. Unlimited expertise from us.

No fees on everyday banking transactions1


Texas-based concierge service


Unlimited ATM rebates, globally


Features and Benefits

Relationship Pricing

A Premier Checking account gives you access to premium interest rates.

No Monthly Service Fee

No monthly service fee with qualifying balances across your Premier Accounts.<sup>2</sup>

Premier Relationship Banking Rates <sup>3<sup/>

Maintain a combined deposit balance of $25,000 across all related Premier Checking, Premier Money Market and/or Premier Certificate of Deposit accounts to maintain eligibility for Premier Relationship Banking.

Balance Requirements 

All Balances


Interest Rate

0.15%


Annual Percentage Yield (APY)

0.15%


Become a Premier customer in three easy steps.

You're just a few minutes away from opening a Premier account and getting access to our top-tier perks.

Open

Open an account online in just a few minutes.

Fund

Make a deposit to activate your account.

Customize

Personalize your account with alerts, autopay and more.

See what else we have to offer.

Capital Interest Checking

Access cash, send and receive money and enjoy on-demand digital support — all on your terms.

Explore Capital Interest
Money Market Accounts

A high-yield account with a linked debit card that gives you on-demand access to your cash.

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Savings Account

Earn a competitive interest rate with no minimum balance requirements while you save cash for the future.

Discover Savings

Curious about our other Premier solutions?

Chat with one of our dedicated specialists to find out which one of our Premier accounts is right for you.

Contact Us

1Everyday banking transactions fees include: stop payment, overdraft and uncollected funds.

2Maintain a minimum daily, combined deposit balance of $25,000 across all related Premier Checking, Premier Money Market and/or Premier Certificate of Deposit accounts to maintain eligibility for Premier Relationship Banking. Otherwise, a $25 monthly service fee will be assessed.

3Rates on all checking and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. $100 minimum opening deposit for Premier Checking and Premier Money Market accounts. Monthly service fees may reduce earnings on accounts.