Texas Capital Bank Client Support will be closed for Presidents' Day on Monday, February 20, 2023. We will be back to our normal 8:00 AM to 6:00 PM support hours on Tuesday, February 21, 2023.

We will be making updates to our website from 8:00 p.m. CST on 03/22 to 12:00 a.m. CST on 03/23. During this time, the website may experience some interruptions of functionality or be unavailable.

Capital Interest Checking

Bank with us, and enjoy the flexibility and convenience of our versatile Capital Interest Checking account.

Open an Account

Explore the benefits of Capital Interest Checking.

Open a Capital Interest Checking account and enjoy a digital-first experience with no minimum balance requirements while you earn interest on your cash.

No minimum

balance requirement

No monthly

service fees

Fee-free access

to 55,000+ ATMs

Features and Benefits

Digital First

With Capital Interest Checking, you'll be able to seamlessly transfer money by ACH and wire from your mobile device.


Bank on your terms with free checks, no monthly service fees and no fees on incoming wire transfers.

Capital Interest Checking Deposit Rates <sup> 1 <sup/>

Balance Requirements

All Balances

Interest Rate


Annual Percentage Yield (APY)


Become a Capital Interest customer in three easy steps.

You're just a few minutes away from opening a Capital Interest Checking account and getting access to great perks.


Open an account online in just a few minutes.


Make a deposit to activate your account.


Personalize your account with alerts, autopay and more.

See what else we have to offer.

Premier Checking Account

Access cash, send and receive money and enjoy on-demand digital support — all on your terms.

Explore Premier
Savings Account

Earn a competitive interest rate with no minimum balance requirements while you save cash for the future.

Discover Savings
Money Market Accounts

A high-yield account with a linked debit card that gives you on-demand access to your cash.

Learn More

Curious about our Premier banking solutions?

Speak with one of our dedicated specialists to find out which Checking account is right for you.

Contact Us

For additional information please see our Disclosures.

1Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Consumer Savings accounts. Savings-Minor account has a $25 minimum opening deposit. Monthly service fees may reduce earnings on accounts.