Capital Interest Checking
Bank with us, and enjoy the flexibility and convenience of our versatile Capital Interest Checking account.
Explore the benefits of Capital Interest Checking.
Open a Capital Interest Checking account and enjoy a digital-first experience with no minimum balance requirements while you earn interest on your cash.
No minimum
balance requirement
No monthly
service fees
Fee-free access
to 55,000+ ATMs
Features and Benefits
Digital First
With Capital Interest Checking, you'll be able to seamlessly transfer money by ACH and wire from your mobile device.
Transparent
Bank on your terms with free checks, no monthly service fees and no fees on incoming wire transfers.
Capital Interest Checking Deposit Rates <sup> 1 <sup/>
Balance Requirements
All Balances
Interest Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Become a Capital Interest customer in three easy steps.
You're just a few minutes away from opening a Capital Interest Checking account and getting access to great perks.
Open
Open an account online in just a few minutes.
Fund
Make a deposit to activate your account.
Customize
Personalize your account with alerts, autopay and more.
See what else we have to offer.
Curious about our Premier banking solutions?
Speak with one of our dedicated specialists to find out which Checking account is right for you.
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For additional information please see our Disclosures.
1Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Consumer Savings accounts. Savings-Minor account has a $25 minimum opening deposit. Monthly service fees may reduce earnings on accounts.