Checking Accounts
Seamless and secure transactional accounts give you the flexibility you want for your everyday needs.
Checking accounts you can rely on.
With our accounts, you have access to cash when you need it, spending limits that support your needs and a relationship with your bank that you can trust. Compare multiple accounts below to find out which one is best for you.
Features and Benefits
Accounts specifically designed with the unlimited potential of your future in mind.
Features and Benefits
Accounts specifically designed with the unlimited potential of your future in mind.
Capital Interest Checking
Banking on your terms.
Premier Checking
Invest in your future with our personalized care.
Monthly service fee
$0
$0/$251
Fully digital account opening
Debit card with high transaction limits
<a href="/zelle">Zelle®</a>
Access to over 55,000 ATMs at no charge
Free personal checks
No fees on everyday banking transactions<sup>2</sup>
No stop payment fees
Out of network ATM rebates
4 per month
Unlimited
Premium interest rates
Want to explore further?
Pay your way with our Visa® debit card.
All checking accounts are eligible for a Visa® debit card with latest chip technology that’s compatible with Apple Pay®, Samsung Pay® and Google Pay®, so you can pay your way.
The control you need at the tip of your fingers.
CardValet: Manage your debit card through your mobile device by defining when, where and how your card is used.
Real-Time Fraud Monitoring: When debit card transactions fall out of your normal spending patterns, we’ll contact you to make sure the transaction is actually yours.
Chip Technology: When your card is used at a chip card reader, each transaction generates a unique, one-time code that provides an added layer of security.
Visa® Zero Liability Protection: With Visa® Secure, you’re not liable for any unauthorized debit card transactions when you notify the bank promptly.
Limits: For greater purchasing power, your card provides a daily $5,000 point of sale limit, along with a daily ATM limit of $1,000.
Bill Pay: Sign up for autopay, enroll in automatic payments and set up notifications online and on our app.
Thousands of ATMs near you
In addition to Texas Capital Bank ATMs located throughout Texas, you can also access cash without paying fees using AllPoint ATMs3.
ATM rebates for out-of-network ATM fees
All of our checking accounts provide ATM rebates if you use an out-of-network ATM.
The ease of online banking meets the quality of in-person service.
Our digital platform empowers you to bank on your terms <br>without ever compromising on quality service.
Banking whenever, wherever.
Pay bills, deposit checks and transfer funds using your phone or tablet.
Manage your finances at your own pace.
Customize alerts and notifications, view transaction history and set up recurring payments.
Stay connected on the go.
Near or far, the support you need, when you need it is at your fingertips. Call, email or log into your account anytime to connect with a specialist.
Looking for comprehensive <br>financial planning?
Working with our expert team of Private Wealth Advisors means we will get to know you firsthand and curate an approach to your specific goals, whether you're in need of estate planning, trust administration or brokerage services.
Not sure which solution best fits your needs?
We're here to help. Chat with one of our personal banking specialists to determine which combination of products and services is right for you.
Already banking with us?
For additional information please see our Disclosures.
1There’s no monthly service fee when you maintain a minimum daily balance of $25,000 across combined Premier accounts. Otherwise, a $25 monthly service fee will be assessed.
2Everyday banking transactions fees include: stop payment, overdraft, and uncollected funds.
3Surcharge-free guarantee - Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.