401(k) Advisory Services Built for Business Owners
Your company's retirement plan should be a strategic asset, not a challenge to navigate. Texas Capital's co-fiduciary approach ensures you receive expert guidance, risk mitigation and flexible solutions always aligned with your business' best interests. Watch to learn how we bring clarity and confidence to your 401(k) plan, then connect with a Texas Capital Private Bank advisor in your area to explore strategies to help your business and employees achieve their retirement goals.
Video
At Texas Capital Private Bank, we're proud to introduce our 401k advisory services, a solution tailored to meet the unique needs of businesses like yours. These services are designed to enhance your ability to attract and retain top talent, while helping your employees plan for a secure future. Today, it's my pleasure to introduce Ali Fawaz, who leads our Retirement Plan Advisory Services. With over 20 years of experience in this field, Ali specializes in creating retirement solutions that align with business objectives and employee needs. Ali, welcome.
Thank you, Bryan. I'm excited to be here.
Ali, many businesses already have 401k plans in place, but the marketplace can be overwhelming. How does Texas Capital set itself apart?
That is a great question. At Texas Capital, we are a co-fiduciary and will always act in the best interest of the client. We are not tied to products or vendors, and we can offer more solutions that are often a better fit. This allows us to serve the client in ways other advisors cannot.
Without giving away any secrets, how do we maintain a client focus when there are such diverse products, needs and changing regulations?
There is no secret. It's a very simple formula. First, we begin with knowing our client and creating an aligned solution. Second, we implement a documented process and follow it up with regular reviews of investment performance, costs, vendors, compliance and participant engagement.
Given a changing environment, can you share a key challenge facing retirement plans?
Well, there are several challenges. The key risk is exposure to fiduciary liability and a poorly managed retirement plan, with most people unaware of this exposure.
How do we help a client managing this exposure?
We mitigate fiduciary risk through a multi-step due diligence process, which covers all aspects of a retirement plan, including investments, plan governance, risk compliance, and driving successful participant outcomes. We must never forget the participant benefits from well-run plans. We are experts at what we do, and with Texas Capital in their corner, the client can focus on more of their efforts or what they do best, running their business, while we focus on what we do best, which is managing your retirement plan. The client-first, service-driven approach is part of the Texas Capital DNA. It's who we are, and it will never change.
Thank you, Ali. It is clear that Texas Capital's fiduciary approach, commitment to client success, expertise and neutrality make us a trusted partner for businesses looking to enhance their retirement plan offerings. For more information or to discuss how our 401k advisory services can benefit your businesses, please reach out to Ali or your local Private Client Advisor. We look forward to helping your businesses and employees achieve their retirement goals.
Connect with an Advisor.
Experience more with Private Client Advisors who are committed to helping you grow.