​Due to weather conditions, beginning on September 14, 2021 and until further notice, our Houston Four Oaks banking center lobby will be temporarily closed. Please visit the drive thru or the Westway banking center at 4424 West Sam Houston Parkway N. Suite 170, Houston, TX 77041 for all in-person banking needs.

We have scheduled enhancements for our website platform on Tuesday, September 14th, starting at 5:30 PM CST to approximately 7:00 PM CST. During this time, our website may not be available and/or may have reduced functionality.

Mortgage Specialty Lending

Specialized credit that supports your business — if it’s important to you, it’s important to us. 

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MSR Lines of Credit

Mortgage Servicing Rights (MSR) Lines of Credit let you access cash flow from what is likely your largest asset: your mortgage servicing portfolio. Use this credit facility – which can range in size based on the value of your portfolio – to pay for business-related expenses or servicing-related capital needs. Either way, it provides a reliable funding source for lenders and servicers alike.

Working Capital Lines of Credit

As a business-to-business bank, we’re experts in helping clients across all industries optimize their working capital, and as specialists in the mortgage space, we know that some of the biggest drivers of your working capital picture fall outside of your control. That’s why we offer working capital lines of credit to provide our clients with a short-term solution to bridge those gaps when your cash is tied up in the loan production process.

Home Equity Conversion Mortgage (HECM) Tail Credit Facilities

Thanks to our industry-leading mortgage banking expertise, we’re able to offer specialized products other banks don’t. We provide credit facilities to support HECM lenders, offering lines for both HECM Tail Financing and HECM Ancillary Financing.

Servicing Advance Facilities

As an agency seller/servicer, it’s incumbent on you to remit timely payments to investors, even if the borrower does not. This specialized credit facility provides the ability to cover these payments easily – without tapping into your working capital.

What sets us apart

With a commitment to serving mortgage lenders and servicers, we understand your unique needs and have developed specialized product offerings that provide access to capital – the lifeblood of your business. Our specialized Mortgage Finance group exists to meet the unique requirements of mortgage lenders and is staffed by industry veterans who speak your language. As such, we offer a complete banking and credit platform to fully support your business. And best of all, you’ll get the attentive service you’ve come to expect from Texas Capital Bank. 

Industry Solutions

Product: Mortgage Specialty Lending

Relationship Managers — more than bankers.

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