Our specialized Energy group is made up of seasoned bankers with decades of oil-patch financing expertise, with an emphasis on oil and gas reserve-based loans to owner/managed independents. Our team includes a full staff of relationship managers, in-house petroleum engineers and credit underwriters, supplemented by advanced technologies like PHDWin and ARIES analysis software, and backed by strong relationships with third-party engineering firms. We offer a variety of credit structures to fit the unique needs of your project, including reducing revolving lines of credit, revolving working capital lines of credit and term loans.
We provide reserve-based senior debt from $5 million to 500 million for:
- Capital expenditures against existing reserves for development drilling
- Oil and gas property acquisition
- Royalty or overriding royalty interest acquisitions
- Midstream deals such as treating, processing, gathering systems and compression
Salt water disposal
What Sets Us Apart
It takes a Texas bank to truly be able to understand and serve the needs of the energy industry. That’s why we’ve been able to commit almost $5 billion to energy industry businesses in Texas and beyond since our founding in 1998. Today our Energy group continues to offer the same high level of expertise and personalized client service our team of senior-level bankers and petroleum engineers are known for, all backed by one of the nation’s most stable independent financial institutions.
Here Where You Need Us
With offices in Dallas, Houston and Midland, our Energy group offers our clientele of start-ups, large firms and private equity-backed firms an unmatched combination of industry knowledge, financial strength and the flexibility that comes from working with a Texas-based independent bank.