SIMPLIFY YOUR PAYABLES
AND YOUR BUSINESS

PAYABLES MANAGEMENT

When it comes to your business, managing your various payables can be a complicated and time-consuming task. Not only that, but manual processes create a greater chance for error or fraud.

We can help you approach payables management in a smarter way. Our tools provide greater visibility into your cash position while our automated processes give you more control over the timing of your payments, helping you gain transparency into your transactions, improve reconciliations and better manage exceptions to reduce costs, errors and the potential for fraud. Our suite of payables management solutions includes:

Card Solutions

  • Card Programs: Reduce costs associated with check payments and improve your cash flow with a commercial card product. Texas Capital Bank offers a variety of contactless, tokenized and EMV-enabled card solutions to meet your business needs.  
  • Prepaid Card Solutions: Our suite of prepaid card solutions offered in partnership with Netspend® provides you with a way to distribute funds to employees, customers and partners through cost-effective, paperless programs. Solutions range from payroll cards, gift and award cards, and tip distribution. Capabilities include instant issue, ATM and bank access to cash, cash-back at points of sale, payback rewards and mobile and online access to card account data.

Integrated Payables Solutions

  • Integrated Payables: Automate your accounts payable and payment processes end-to-end.
  • Business Bill Pay: Set up automated electronic payments to merchants and vendors for recurring monthly bills and one-time payments.

Fraud Protection Solutions

  • Account Reconciliation: Receive transactional level reports to help you automatically update your accounts payable system.
  • ACH and Check Positive Pay: We provide a selection of fraud protection tools to give you complete control over which checks and ACH transactions are paid and which are held for review.

Core Payables Solutions

  • Automated Clearing House (ACH): Our ACH payment system provides a simple way to send and receive electronic payments (same day and next day) via a standard industry format. 
  • Check Imaging: We digitally capture images of the front and back of paid checks and can provide images in a variety of formats, including our online and mobile banking platform BankNow® Treasury Services.
  • Controlled Disbursement: Get same-day notification of the total check dollar amount that will clear against your account, giving you the opportunity to accept or decline individual items.
  • Funds Transfer Services (USD Wire): The Funds Transfer system through BankNow® Treasury Services allows you to initiate, approve and submit outgoing wire transfers. File-based transmission options also available.
  • International Payments: If you do business across borders, our Global Services group can provide the international payment services you need to complete your transactions.

contact an expert

Jereme Gooch

Vice President | Austin/ Houston/ San Antonio, TX 512.305.4082 512.305.4082

Elizabeth Hewitt

Vice President | Dallas/ Ft. Worth, TX 469.399.8480 469.399.8480

WHAT CAN YOU DO TO KEEP YOUR COMPANY SECURE?

Review our checklist to help protect your company from fraud.

DOWNLOAD THE CHECKLIST

GIVE YOUR BUSINESS THE HOME IT DESERVES.

Rely on us for your next owner-occupied commercial real estate property loan.

LEARN MORE

let’s talk about what we can do for you.

Contact Us Today