Certificates of Deposit
No matter what your savings goals are, a personal Certificate of Deposit (CD) can help you achieve them faster by earning interest on a lump sum deposit that's held for a period of time between 30 days and 60 months.
Fixed Rates
Designed in various terms to meet your goals
FDIC insured
Insured up to the standard limits
Features and Benefits
Certificates of Deposit (CDs) specifically designed with the unlimited potential of your future in mind.
Minimum opening balance
$1,000
$1,000
Fixed rates
Premium interest rates
Ready to open a CD?
The team at your nearest Texas Capital Bank Banking Center will be glad to help.
Early Withdrawal Penalty
If you withdraw any funds prior to the maturity date, you may pay a penalty.
Visit your terms and conditions for full details.
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For additional information please see our Disclosures.
1Interest for CDs is calculated and accrued daily based on the daily balance in the account. CD’s have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.
All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.
2 Premier CD's are available for consumers only. Interest is calculated and accrued daily based on the daily balance in the account. Fixed Terms and Rates, penalty may be incurred if funds are withdrawn prior to maturity.
All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.
Current rates effective Wednesday, January 25, 2023.