Texas Capital Bank Client Support will be closed for Labor Day on Monday, September 5, 2022. We will be back to our normal 8:00 AM to 6:00 PM support hours on Tuesday, September 6, 2022.

Due to a building maintenance issue, our Austin Banking Center will be temporarily closed on Wednesday, July 20, 2022. Please use our ATM or night depository for your banking needs. We apologize for any inconvenience.

Certificates of Deposit

No matter what your savings goals are, a personal Certificate of Deposit (CD) can help you achieve them faster by earning interest on a lump sum deposit that's held for a period of time between 30 days and 60 months.

Fixed Rates

Designed in various terms to meet your goals

FDIC insured

Insured up to the standard limits

Features and Benefits

Certificates of Deposit (CDs) specifically designed with the unlimited potential of your future in mind.

Features and Benefits

Certificates of Deposit (CDs) specifically designed with the unlimited potential of your future in mind.

Certificates of Deposit
Premier CD

 

Only available when linked in Premier Checking

Minimum opening balance

$1,000

$1,000

Fixed rates

Premium interest rates

CDs Rates1

$1,000 Minimum to Open Account

CDs Rates1

$1,000 Minimum to Open Account

Interest Rate
Annual Percentage Yield (APY)

90 Day CD

0.90%

0.90%

180 Day CD

1.25%

1.26%

12 Month CD

2.00%

2.02%

24 Month CD

2.10%

2.12%

Premier CDs Rates2

$1,000 Minimum to Open Account

Premier CDs Rates2

$1,000 Minimum to Open Account

Interest Rate
Annual Percentage Yield (APY)

90 Day CD

1.00%

1.00%

180 Day CD

1.35%

1.36%

12 Month CD

2.10%

2.12%

24 Month CD

2.15%

2.17%

See all product rates

Ready to open a CD?

The team at your nearest Texas Capital Bank Banking Center will be glad to help.

Find a location

Early Withdrawal Penalty

If you withdraw any funds prior to the maturity date, you may pay a penalty.

Visit your terms and conditions for full details.

See what else we have to offer.

Checking Accounts

Access cash, send and receive money and enjoy on-demand digital support — all on your terms.

Explore Checking
Money Market Accounts

A high-yield account with a linked debit card that gives you on-demand access to your cash.

Learn More
Savings Account

Earn a competitive interest rate with no minimum balance requirements while you save cash for the future.

Discover Savings

Already banking with us?

Online Banking Guide
Frequently Asked Questions
Services and Fees
Contact Us

Not sure which solution best fits your needs?

We're here to help. Chat with one of our personal banking specialists to determine which combination of products and services is right for you.

Contact Our Experts

For additional information please see our Disclosures.

1Interest for CDs is calculated and accrued daily based on the daily balance in the account. CD’s have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.

2 Premier CD's are available for consumers only. Interest is calculated and accrued daily based on the daily balance in the account. Fixed Terms and Rates, penalty may be incurred if funds are withdrawn prior to maturity.

All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts. 

Current rates effective Thursday, September 22, 2022.