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Rates

Print Rate Sheet

Account Product Name Interest Rate APY*
Capital Interest Checking Daily Balance of $500 and up .05% .05%
Premier Checking with Interest ($25,000 combined deposits) All Balances .10% .10%
Consumer Savings (includes Minor Savings) All Balances .10% .10%
Money Market Account Minimum Daily Ledger Balance to earn interest: $500: $500.00 — $9,999.99 $10,000.00 — $24,999.99 $25,000.00 — $99,999.99 $100,000.00 — $999,999.99 $1,000,000.00 or more



.05% .05% .05% .10% .10%



.05% .05% .05% .10% .10%
Premier Money Market Account ($25,000 combined deposits) Minimum $500 to earn interest Daily Balances of: $500.00 — $24,999.99 $25,000.00 — $99,999.99 $100,000.00 — $999,999.99 $1,000,000.00 or more





.05% .10% .15% .15%





.05% .10% .15% .15%
Money Market IRA Interest paid on all balances Daily Balances of: $0.00 — $24,999.99 $25,000.00 — $99,999.99 $100,000.00 — $999,999.99 $1,000,000.00 or more




.05% .10% .10% .15%




.05% .10% .10% .15%

*An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the Annual Percentage Yield is what you will receive. Fees may reduce earnings on accounts.

Rates shown are accurate as of Thursday, January 2, 2020. Rates are subject to change. Fees may affect earnings on account.

Low-cost regular and basic checking accounts also available. $100 minimum required to open all personal checking or savings accounts.

Commercial accounts are also available.

CD and IRA

Account Product Name Interest Rate APY* Premier Interest
($25,000 combined
deposits) 		Premier APY*
30 Day All Balances 0.25% 0.25% 0.35% 0.35%
90 Day All Balances 0.50% 0.50% 0.65% 0.65%
180 Day All Balances 0.75% 0.75% 0.85% 0.85%
12 Month All Balances 1.00% 1.00% 1.10% 1.11%
18 Month All Balances 1.25% 1.26% 1.50% 1.51%
24 Month All Balances 1.35% 1.36% 1.75% 1.77%
30 Month All Balances 1.50% 1.51% 1.50% 1.51%
36 Month All Balances 1.00% 1.00% 1.00% 1.00%
48 Month All Balances 0.50% 0.50% 0.50% 0.50%
60 Month All Balances 0.50% 0.50% 0.50% 0.50%

*An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the Annual Percentage Yield is what you will receive. Fees may reduce earnings on accounts.

Rates shown are accurate as of Thursday, January 2, 2020. $1,000.00 minimum required to open a CD or IRA account.

Penalty for early withdrawal. Please inquire for interest rates pertaining to deposits in excess of $100,000.00.

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For general rate inquiries, please visit us at one of our locations. For inquiries regarding deposits in excess of $100,000, please send an email to our funds management group.



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