Texas Capital Bank Customer Support will be closed for Independence Day on Monday, July 5, 2021. We will be back to our normal 8:00 AM to 6:00 PM customer support hours on Tuesday, July 6, 2021.

We have scheduled an enhancement for our website on Thursday, July 8, starting at 5:30pm CDT to approximately Thursday, July 8, at 7:30pm CDT. During this time, our website, sign up and online banking experiences may not be available and/or have reduced functionality.

Current Rates

Rates shown are accurate as of Tuesday, May 4, 2021. Rates are subject to change. Fees may affect earnings on account. Low-cost regular and basic checking accounts also available. $100 minimum required to open all personal checking or savings accounts ($25 for Savings-Minor). Commercial accounts are also available.

Account product name Interest rate Apy*

Capital Interest Checking 
minimum $500 to earn interest 

$500.00 - $99,999.99
$100,000 - $499,999.99
$500,000 or more

 


.03%
.05%
.05%

 


.03%
.05%
.05%

Premier Checking
($25,000 combined deposits)
All Balances

.05%

.05%

Consumer Savings
(includes Savings-MINOR)
All Balances

.05%

.05%

Money Market Account
Minimum Daily Ledger Balance to earn interest: $500

$500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more

 

 

.05%
.05%
.05%
.10%
.10%

 

 

.05%
.05%
.05%
.10%
.10%

Premier Money Market Account
($25,000 combined deposits)
Minimum $500 to earn interest
Daily Balances of:

$500.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more

 

 

 

.05%
.10%
.15%
.15%

 

 

 

.05%
.10%
.15%
.15%

Money Market IRA
Interest paid on all balances

Daily Balance of:
$0.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more

 

 

.05%
.10%
.10%
.15%

 

 

.05%
.10%
.10%
.15%

 

*An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the Annual Percentage Yield is what you will receive. Fees may reduce earnings on accounts.

CD & IRA

Rates shown are accurate as of Tuesday, May 4, 2021. $1,000 minimum required to open a CD or IRA account.
Penalty for early withdrawal. Please inquire for interest rates pertaining to deposits in excess of $100,000.00.

Account product name Interest rate Apy*

Premier Interest
($25,000 Combined Deposits)

Premier APY*

30 Day
All Balances

.10%

.10%

.10%

.10%

90 Day
All Balances

.15%

.15%

.15%

.15%

180 Day
All Balances

.25%

.25%

.25%

.25%

12 Month
All Balances

.35%

.35%

.35%

.35%

18 Month
All Balances

.30%

.30%

.30%

.30%

24 Month
All Balances

.25%

.25%

.30%

.30%

30 Month
All Balances

.25%

.25%

.30%

.30%

36 Month
All Balances

.25%

.25%

.30%

.30%

48 Month
All Balances

.25%

.25%

.30%

.30%

60 Month
All Balances

.25%

.25%

.30%

.30%

 

*An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the Annual Percentage Yield is what you will receive. Fees may reduce earnings on accounts.