Star Certificates
of Deposit
Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.
Star Certificates<br>of Deposit
Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.
Star Certificates<br>of Deposit
Reach your financial goals faster by earning interest on deposits greater than $1,000 held between 30 days and 24 months.
Earn interest with our Certificates of Deposit so you can
unlock greatness in the future.
Competitive Rates
Take advantage of our competitive rates so you can save faster.
Multiple Options
Choose from multiple term options to suit your goals.
Higher Returns
Earn more interest than a traditional savings account.
Enjoy benefits when you bundle.
Get the solutions needed to build the future you want when you open multiple accounts with Texas Capital Bank. You'll enjoy our best rates and reduced fees the more you deposit.
LIMITED TIME OFFER
Open a new Star Premier 8-Month CD during the Offer Period.
At Maturity: Interest earned during the 8-month CD term that is not withdrawn during or immediately after that term is added to principal for the automatic renewal term of 180 days at the prevailing market rate, which can be found on the Texas Capital Bank Interest Rates and Annual Percentage Yields (APY) sheet. You must notify us in writing before, or within the 10-day grace period after, the maturity date, if you do not want the account automatically renewed.
Reach your goals with our Certificates of Deposit.
Our CDs are designed to help you unlock possibilities as you plan for the future.
$1,000 minimum to open account.
Rates effective:
Duration
30 Days
90 Days
180 Days
12 Months
18 Months
24 Months
| Durations | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 30 Days | 1.00% | 1.00% | |
| 90 Days | 4.17% | 4.25% | |
| 180 Days | 3.97% | 4.05% | |
| 12 Months | 4.02% | 4.10% | |
| 18 Months | 3.82% | 3.90% | |
| 24 Months | 3.68% | 3.75% |
Funds withdrawn prior to the maturity date may be subject to an early withdrawal penalty.
Visit our terms and disclosures for full details.
Preferred Pricing
As part of our Preferred Pricing benefit, customers enjoy incremental Interest and Annual Percentage Yield (APY) rate increases above the base rate for each product, based on your combined relationship balances with Texas Capital Bank.2
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1Annual percentage yield (APY) is accurate as of Wednesday, July 09, 2025. APY is a fixed rate and will be paid through the CD maturity date. Penalty may be imposed for early withdrawal. $1,000 minimum opening deposit requirement.
2Preferred Customer is evaluated daily at the start of day. Preferred Customer status eligibility is determined by the overall combined relationship balance of accounts when owner or related customer is listed as a Primary, Joint, Minor, beneficiary, trustee, authorized signer, signator or executor, or is subject to tax obligations. The best available rate is determined by the highest tier of any owner or related customer. Preferred Customer status will be analyzed daily and will change in relation to the total relationship balance at the start of the day. Transaction accounts (Checking, Savings, Money Markets): Balance is defined by each day’s aggregated balance and the number of days within the current statement cycle (i.e., “average monthly balance”). For time accounts (Certificates of Deposit): Balance is defined as the current balance for the day of the evaluation. For Investment accounts: Balance is defined as the current balance received from the prior day’s file. Accounts held on the Raymond James platform, Fidelity platform, and Retirement Account balances will be considered for relationship balances.
Annual percentage yield (APY) is accurate as of Wednesday, July 09, 2025. APY is a fixed rate and will be paid through the CD maturity date. Penalty may be imposed for early withdrawal. $1,000 minimum opening deposit requirement.
1Interest for CDs is calculated and accrued daily based on the daily balance in the account. CDs have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.
1Interest for CDs is calculated and accrued daily based on the daily balance in the account. CDs have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity.
All Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by Texas Capital Bank and effective per the dates shown above, unless otherwise noted. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.