Personal Banking Services & Fees
For more information on the financial products and services listed below that Texas Capital Bank can offer your employees, please call 877.TEX.BANK (877.839.2265) or visit the Texas Capital Bank location nearest you.
Direct Deposit
We accept pre-authorized payroll direct deposits to your checking or savings accounts. If you have arranged to have direct deposits made to your accounts at least once every 60 days from the same person or company, you can call us at 877.TEX.BANK (877.839.2265) to find out whether the deposit has been made to your account.
Debit Cards
You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs within the networks identified on your card. You may use your card to:
- Withdraw cash from your checking or savings account
- Transfer funds between your checking and savings accounts
- Get balance information on your deposit accounts
Details: You may make unlimited cash withdrawals from ATMs up to $1,000 (if there are sufficient funds in your account) per day.
Fees and Charges: ATM owners may impose their own fees. There is a replacement card fee of $5 per card, and additional fees to expedite or mail replacement cards to alternate addresses.
Some of these services may not be available at all terminals.
Personalized Checks
Personalized check prices vary according to your selected design and check style.
Fees: $12 to $30. Designer checks can be ordered at an additional cost.
Monthly Statements
You get a monthly account statement from us, unless there are no transactions in a particular month. If you only maintain a savings account with us, you will receive a quarterly statement.
Fee: None
Stop Payments
Stop payments are not guaranteed. However, Texas Capital Bank will make every attempt to honor your request. If the item was transmitted electronically, or Texas Capital Bank has already accepted the check for processing, we will not be able to stop the item. Upon receipt of your written confirmation, a Stop Payment Order remains in effect for 6 (six) months, unless renewed in writing.
Fee: $40 per request
Electronic Payments
You may arrange for us to complete pre-authorized recurring bill pays from your checking or savings account.
Fees: None
Capital TeleBanking
Your accounts are always accessible with Capital TeleBank!
- Review account balances
- Set up transfers between accounts
- Retrieve your account history
- Retrieve account statements
- Change your ATM or CheckCard Personal Identification Number (PIN)
- Enjoy private, easy and convenient banking from your touch-tone phone
To access 24-hour customer service: Dial Capital TeleBank toll-free @ 877.839.2265, option 2.
Fee: None
Learn more about our Private Wealth StarPoint Collection products.
| Other Services and Fees | |
|---|---|
| Collection Items — Outgoing | $20 + cost/item |
| Collection Items — Incoming | $20 + cost/item |
| Administration Fee — Garnishments and Tax Levies | $50 per occurrence |
| Temporary Checks | $3 per 10 |
| Cashier's Checks | $10 |
| Bond Coupon Redemption | $10 per issue |
| Statement Hold | $5 per statement per cycle |
| Account History | $3 per request (Instant Statement) |
| Special Statement | $5 per cutoff |
| Check Copies | $3 per copy |
| Statement Copies | $3 per copy |
| Account Research | $25 per hour (1 hr. minimum) |
| Deposited Item Chargeback | $12 |
| Nonsufficient Funds | $45 |
| Uncollected Funds | $45 |
| Wire Transfers (International) |
$35 outgoing — online |
| Wire Transfers (Domestic) |
$35 outgoing — online |
*Wires initiated via phone, fax, email or in person.