Texas Capital Bank knows the power of entrepreneurship; after all, we were founded by a group of entrepreneurs ourselves. That’s why we’re committed to helping grow small businesses into something great.
We offer a range of credit solutions that can help your business plan take flight, including SBA loans and conventional financing. SBA loans are commercial loans guaranteed by the U.S. government through the Small Business Administration. With this government backing, lenders like Texas Capital Bank are able to offer longer loan terms and more flexible underwriting than traditional commercial loans, which can be a great help to small business owners. Conventional or traditional loans are often less expensive than government-backed loans. However, they are not guaranteed, and therefore have more stringent underwriting requirements.
Consult the chart below to see which loan program is right for you.
Still not sure which loan program is best for you? Contact us and we’ll help you determine what type of financing will best suit your needs and circumstances.
All loans subject to Texas Capital Bank credit approval.
All SBA loans subject to SBA eligibility.