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Texas Capital Bank is proud to serve as a valuable resource to clients all along the economic life cycle of their business. Combining a wealth of experience in ownership transitions, succession planning and private wealth management, we can serve as advisors to business owners from early business inception through sale/transition. Our advisors have a deep understanding of what it takes to build a business, grow it and maneuver beyond key inflection points into the next phase of business success — whether that’s pursuing a sale or passing the business on to the next generation.

Tax-effective Transition Strategies

Transitioning a business from one generation to the next can be complex, given the myriad of options surrounding ownership transfer and ever-changing tax laws. Our financial and estate planning experts can help you understand the tax implications to you and your family’s financial future, as well as evaluate different options designed to help you get the most value out of the transaction.

Financing & Capital Structures

Preparing your business to be showroom-ready is an important aspect to gaining maximum value in a sale. Our relationship managers can help you identify opportunities to optimize your balance sheet. They can also advise you on the data you need to provide a complete, organized and up-to-date financial picture of the businesses, including a reliable financial forecast to show potential buyers and investors.

Benchmarking

Understanding your financials and how they compare to other acquisition and investment opportunities is important when selling to another entity. Our capital markets team can help you gain insight into how your company stacks up against similar businesses of your size in your industry.

Key Man Risk

Even if it may be some time before an ownership or leadership transition is expected to occur, it’s important to have a contingency plan in place should something unexpected develop. Our private wealth advisors are experienced in key man risk solutions and can help you understand your options around personal and business insurance policies that can help protect your business and your family.

Communications

Sometimes the personal aspects of succession planning can be as complex as the business side. Our advisors leverage best practices in family governance to help you plan and communicate your vision for the future with the next generation. Our advisors can also serve as facilitators to help guide the conversations between business leaders and the family, whether focused on transitioning a family business to the next generation or providing guidance around a liquidity event.

THE EXPERTISE NEEDED TO SUCCEED