Term Loans & Lines of Credit
The personal lending experts at Texas Capital Bank have you covered with our personal approach to service. Here, you don’t just get a loan — you build a banking relationship that grows with you.

The financing you need to think bigger
Our personal lending options don't require an origination fee or prepayment penalty. However, all personal lending options require a minimum application amount of $3,000.
Personal Loans
<ul>
<li>12, 18 or 24-month fixed rate term</li>
<li>Unsecured and secured available</li>
</ul>
Personal Revolving Lines of Credit
<ul>
<li>12-month fixed rate term</li>
<li>Unsecured and secured available</li>
<li>May be used for personal use</li>
</ul>
Loan or Line of Credit
<ul>
<li>Secured by marketable securities</li>
<li>12-month, fixed rate term</li>
</ul>
CD Secured Loans
<ul>
<li>Term loan matches CD term with fixed rate</li>
<li>Revolving line of credit with 12-month fixed rate</li>
</ul>
Any-time access.
All-the-time options.
- Make and schedule payments
- Apply for refinancing
- Request payment extensions
- Set payment alerts
All from your phone or tablet.
See what else we have to offer.
Questions about our solutions?
Our expert advisors are here to help you determine the best path for achieving your financial goals.