Texas Capital Bank Client Support will be closed for Labor Day on Monday, September 5, 2022. We will be back to our normal 8:00 AM to 6:00 PM support hours on Tuesday, September 6, 2022.

Due to a building maintenance issue, our Austin Banking Center will be temporarily closed on Wednesday, July 20, 2022. Please use our ATM or night depository for your banking needs. We apologize for any inconvenience.

Term Loans & Lines of Credit

The personal lending experts at Texas Capital Bank have you covered with our personal approach to service. Here, you don’t just get a loan — you build a banking relationship that grows with you.

The financing you need to think bigger

Our personal lending options don't require an origination fee or prepayment penalty. However, all personal lending options require a minimum application amount of $3,000.

Personal Loans

<ul>
<li>12, 18 or 24-month fixed rate term</li>
<li>Unsecured and secured available</li>
</ul>

Personal Revolving Lines of Credit

<ul>
<li>12-month fixed rate term</li>
<li>Unsecured and secured available</li>
<li>May be used for personal use</li>
</ul>

Loan or Line of Credit

<ul>
<li>Secured by marketable securities</li>
<li>12-month, fixed rate term</li>
</ul>

CD Secured Loans

<ul>
<li>Term loan matches CD term with fixed rate</li>
<li>Revolving line of credit with 12-month fixed rate</li>
</ul>

Any-time access.
All-the-time options.

 

  • Make and schedule payments 
  • Apply for refinancing 
  • Request payment extensions 
  • Set payment alerts 

All from your phone or tablet.  

View our online banking guide

See what else we have to offer.

Savings Account

Earn a competitve interest rate with no minimum balance requirements while you save cash for the future.

Explore Savings
Money Market Accounts

A high-yield account with a linked debit card that gives you on-demand access to your cash.

Learn More
Checking Accounts

Access cash, send and receive money and enjoy on-demand digital support — all on your terms.

Explore Checking

Questions about our solutions?

Our expert advisors are here to help you determine the best path for achieving your financial goals.

Contact Our Experts