​Due to weather conditions, beginning on September 14, 2021 and until further notice, our Houston Four Oaks banking center lobby will be temporarily closed. Please visit the drive thru or the Westway banking center at 4424 West Sam Houston Parkway N. Suite 170, Houston, TX 77041 for all in-person banking needs.

We have scheduled enhancements for our website platform on Tuesday, September 14th, starting at 5:30 PM CST to approximately 7:00 PM CST. During this time, our website may not be available and/or may have reduced functionality.

Personal Term Loans & Lines of Credit

Whether it’s a request for a term loan for personal use or maintaining a line of credit, the personal lending experts at Texas Capital Bank have you covered. With our personal approach to service, here you don’t just get a loan; you build a banking relationship that grows right along with you.

The financing you need to think bigger

Our personal lending options do not require an origination fee or prepayment penalty. All personal lending options require a minimum application amount of $3,000.

Personal Loans

  • 12, 18 or 24 months' fixed-rate terms available
  • Unsecured and secured loans available

Personal Revolving Lines of Credit

  • Unsecured and secured lines of credit available
  • 12 months' fixed-rate term
  • Funds may be used for personal use

Loan or Line of Credit Secured by Marketable Securities

  • 12 months' fixed-rate term

CD Secured Loans

  • Term loan — match CD term with fixed rate
  • Revolving line of credit with 12 months' fixed-rate


All loans subject to Texas Capital Bank credit approval

Connect with an expert banker.

Experience more with experienced bankers who are committed to helping you grow.

Contact Our Experts