In observance of the Memorial Day Holiday, we will be closed on Monday, May 31st. We will resume our normal business hours on Tuesday, June 1st. Have a good Holiday!

We have scheduled an enhancement for our Website on Tuesday May 11th starting at 5:30pm to approximately Tuesday May 11th 6:30pm CST.

Debit & Credit Card Services

Texas Capital Bank offers a variety of credit and debit card options to simplify your everyday purchases. 

The capital you need today to succeed tomorrow

 
Credit Card Solutions

Our credit card services are serviced and processed through Elan Financial Services.

 

Debit Card Solutions

All Texas Capital Bank checking accounts come with a Visa® Debit Card with embedded chip technology as well as magnetic stripe functionality. Features include:

Enjoy an easier way of paying in stores or within apps with Apple Pay®, Samsung Pay®, and Google Pay® 

Fraud Protection: We rely on the latest technology and strategies to protect your account from fraud:

  • CardValet: Manage your debit card usage through your mobile device by defining when, where and how your payment card is used with CardValet. Learn more about CardValet.
  • Chip Technology: When your card is used at a chip card reader, each transaction generates a unique, one-time code, providing an added layer of security. Learn more about chip technology.
  • Limits: For added protection, your card provides a daily $4,000 point of sale limit, along with a daily ATM limit of $500. See the General Terms and Conditions Disclosure for more details.
  • Real-Time Fraud Monitoring: When debit card transactions fall out of your normal spending patterns, we’ll contact you to make sure the transaction is actually yours.
  • Visa® Zero Liability Protection: With Visa Secure, you’re not liable for any unauthorized debit card transactions when you notify the bank promptly. 

 

More Than 55,000 ATM Locations

In addition to Texas Capital Bank ATMs located in Texas, you can also access cash without paying fees when using the Allpoint® Network. Allpoint® ATMs can be found throughout the country at retailers like CVS, Walgreens, Kroger, Safeway, Costco and more. Find a surcharge-free ATM location near you.

Surcharge-free guarantee

Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.

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If you have further questions, please contact our Customer Support team for assistance.