Build for tomorrow with our Savings accounts.
Move towards financial wellness by earning a competitive interest rate with no monthly service charge — all while saving cash you don’t plan to use right away.
Features and Benefits
Get the products and services you need to move forward and the support of a bank that’s invested in you.
Features and Benefits
Get the products and services you need to move forward and the support of a bank that’s invested in you.
Texas residency requirement
Interest rate
2.10%
4.02%
Annual percentage yield (APY)
2.12%
4.10%
Balance tier
All Balances
$0.01 - $1,000,0001
Monthly service charge
$0
$0
Minimum opening balance
$0
$0
Interest compounded daily
Online and mobile banking with account alerts
FDIC insurance protection
Annual Percentage Yield (APY) is accurate as of Sunday, July 13, 2025. APY is variable and subject to change at any time without notice. No monthly service charge or minimum balance requirement.
The Star High-Yield Savings Account is limited to Texas residents only. If you are not a Texas resident, you will be presented with an offer for our Star Savings Account product.
1Your daily balance up to and including $1,000,000 will earn the disclosed annual percentage yield (APY). Any portion of your daily balance greater than $1,000,000.00 will earn an annual percentage yield (APY) of 2.12. Rates are subject to change at any time.
Build for tomorrow with our Star Savings account.
Move towards financial wellness by earning a competitive interest rate with no monthly service charge — all while saving cash you don’t plan to use right away.
- No monthly service charge
- Earns interest
- Interest credited quarterly
- Unlimited transactions
- Online and mobile banking with account alerts
- FDIC Insurance protection
Annual Percentage Yield (APY) is accurate as of Sunday, July 13, 2025. APY is variable and subject to change at any time without notice. No monthly service charge or minimum balance requirement.
Saving with your future in mind.
Reach your savings goals quicker by growing your funds in a secure savings account that earns you interest as you save.
Features and Benefits
Earn a competitive interest rate with no minimum balance requirement.
Monthly service fee
$0
$0
Minimum opening
$100
$25
Earns interest
Interest credited quarterly
Interest compounded daily<sup>2</sup>
Visa® Debit Card upon request
Online and mobile banking with account alerts
FDIC insurance protection
1Savings-minor account must be set up at a Texas Capital Bank branch location with a parent or gaurdian present. Parent or guardian's and minor's proof of identification must be brought in order to open the account.
2Interest is calculated on the daily collected balance.