Select Your Product
Explore our checking account benefits.
Greatness starts with the right tools and services to help you realize financial success.
Features and Benefits
Get the products and services you need to move forward and the support of a bank that’s invested in you.
Minimum balance
$1,500
$0
Monthly service charge
$12
$0
Easy online account opening
Debit card
Access to over 55,000 ATMs at no charge<sup>1</sup>
Free personal checks
Stop payment fee
$35
$30
<a href="/zelle">Zelle®</a><sup>2</sup>
Out of network ATM rebates
0
4 per month
Earns interest
1Surcharge-free guarantee– Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
2Zelle and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Grow your wealth with a Star Money Market account.
Go after your goals while having access to your funds when you need it most.
- No monthly service charge
- Interest credited monthly and compounded daily
- $500 minimum daily ledger balance
- Unlimited transactions
- FDIC Insurance protection
Annual Percentage Yield (APY) is accurate as of Tuesday, October 07, 2025. APY is variable and subject to change at any time without notice. No monthly service charge. Minimum balance requirement of $500 to obtain the APY. Fees could reduce the earnings on the account.
1Surcharge-free guarantee – Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
Build for tomorrow with our Star Savings account.
Move towards financial wellness by earning a competitive interest rate with no monthly service charge — all while saving cash you don’t plan to use right away.
- No monthly service charge
- Earns interest
- Interest credited quarterly
- Unlimited transactions
- Online and mobile banking with account alerts
- FDIC Insurance protection
Annual Percentage Yield (APY) is accurate as of Tuesday, October 07, 2025. APY is variable and subject to change at any time without notice. No monthly service charge or minimum balance requirement.
Features and Benefits
Accounts specifically designed with the unlimited potential of your future in mind.
Features and Benefits
Accounts specifically designed with the unlimited potential of your future in mind.
Capital Interest Checking
Banking on your terms.
Premier Checking
Invest in your future with our personalized care.
Fully digital account opening
Debit card with high transaction limits
Zelle®
Access to over 55,000 ATMs at no charge
Free personal checks
No fees on everyday banking transactions<sup>1</sup>
No stop payment fees
Out of network ATM rebates
4 per month
Unlimited
Premium interest rates
PENDING TEXT
1 Everyday banking transactions fees include: stop payment, overdraft, and uncollected funds.
2Surcharge-free guarantee - Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
Features and Benefits
High-yield accounts that earn interest, and your funds remain accessible from your debit card.
Features and Benefits
High-yield accounts that earn interest, and your funds remain accessible from your debit card.
MONEY MARKET
Secure access you can depend on.
PREMIER MONEY MARKET
Empowering you to counter the unexpected.
Minimum Opening
$100
$100
Minimum Daily Ledger Balance to Earn Interest
$500
$500
Interest Credited Monthly
Interest Compounded Daily <sup>1</sup>
Visa® Debit Card Upon Request
Unlimited Transactions
FDIC Insurance Protection
Requires Premier Checking
Out-of-Network ATM Fee Rebates Per Month
4
Unlimited
Monthly Service Fee
$0
Waived monthly service fee2
For additional information please see our Disclosures.
Interest is calculated on the daily collected balance.
2There's no monthly service fee when you maintain a minimum daily balance of $25,000 across combined Premier accounts. Otherwise, a $25 monthly service fee will be assessed.
3Surcharge-free guarantee - Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
Features and Benefits
Earn a competitive interest rate with no minimum balance requirement.
Features and Benefits
Earn a competitive interest rate with no minimum balance requirement.
CONSUMER SAVINGS
Secure access you can depend on.
SAVINGS - MINOR
Parent or guardian must be a joint owner on the account
Minimum Opening
$100
$25
Earns Interest
Interest credited quarterly
Interest Compounded Daily <sup>1</sup>
Visa® Debit Card Upon Request
Online and mobile banking with account alerts
FDIC Insurance Protection
Monthly Service Fee
$0
$0
1Interest is calculated on the daily collected balance.
2 Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Savings-Minor account has a $25 minimum opening deposit. Fees may reduce earnings on accounts.