For more information on the financial products and services listed below that Texas Capital Bank can offer your employees, please call 877.TEX.BANK (877.839.2265) or visit the Texas Capital Bank location nearest you.


We accept pre-authorized payroll direct deposits to your checking or savings accounts. If you have arranged to have direct deposits made to your accounts at least once every 60 days from the same person or company, you can call us at 877.TEX.BANK (877.839.2265) to find out whether the deposit has been made to your account.

Fees: None


You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs within the networks identified on your card. You may use your card to:

  • Withdraw cash from your checking or savings account
  • Transfer funds between your checking and savings accounts
  • Get balance information on your deposit accounts
  • You may withdraw up to $500 (if there are sufficient funds in your account) per day

Fees and Charges: ATM owners may impose their own fees. There is no fee for a replacement card.

Some of these services may not be available at all terminals.


Personalized checks are provided free of charge. Designer checks may be ordered at an additional cost.


You get a monthly account statement from us, unless there are no transactions in a particular month. You will receive a quarterly statement on a savings account.

Fees: None


Texas Capital Bank will make every attempt to honor your request; however, stop payments are not guaranteed. If the item was transmitted electronically, or Texas Capital Bank has already accepted the check for processing, we will not be able to stop the item. Stop payments will remain in effect for six months.

Fees: None


You may arrange for us to complete pre-authorized recurring bill pays from your checking or savings account.

Fees: None


Your accounts are always accessible with Capital TeleBank!

  • Review account balances
  • Set up transfers between accounts
  • Retrieve your account history
  • Retrieve account statements
  • Change your ATM or CheckCard Personal Identification Number (PIN)
  • Private easy and convenient banking from your touch-tone phone

To access 24 hour customer service: Dial Capital TeleBank toll-free @ 877.839.2265, option 2

Fees: None


A monthly maintenance fee of $35 may be applied to your StarPoint checking account if your average monthly collected balance falls below $25,000.

Other Services & Fees Consumer Commercial 
Insufficient Funds (NSF) Fee $45 per item  $45 per item
Uncollected Funds (UCF) Fee $45 per item  $45 per item
Deposited Item Chargeback  $12 per item  $12 per item
Deposited Item Chargeback Notice $7 per notice  $7 per notice
Collection Items – Outgoing $20 + cost/item  $20 + cost/item
Collection Items – Incoming $20 + cost/item  $20 + cost/item
Administration Fee – Garnishments and Tax Levies $50 per occurrence  $50 per occurrence
Courier Plastic Deposit Bags
Bag Size 9'' X 12'' 
Bag Size 10'' X 14''

$0.25 per bag
$0.30 per bag

$0.25 per bag 
$0.30 per bag
Temporary Checks Free  Free
Bond Coupon Redemption $10 per issue  $10 per issue
Statement Hold for Pickup Free  Free
Account History Free per request (Instant Statement)  Free per request (Instant Statement)
Special Statement $5 per cycle  $5 per cycle
Check Copies Free Two free with statement then $3 per item
Stop Payment Order Free $15
Duplicate Statement
Free  $5
Account Research $25 per hour (1 hour minimum)  $25 per hour (1 hour minimum)
Cashier's Check Free  Free
Wire Transfers

Free for all incoming;

$40 outgoing

(plus receiving bank charges)
 Free for all incoming; 

$40 outgoing

(plus receiving bank charges)
Wire Transfers

$12 outgoing

(plus receiving bank charges)
 $12 outgoing

(plus receiving bank charges)

A monthly maintenance fee of $35 may be applied to your StarPoint checking account if your average monthly collected balance falls below $25,000.


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