There are no monthly maintenance fees to bank online for active accounts. And, you can pay an unlimited amount of bills free of charge every month. However, a $5.00 per month inactivity fee may be assessed for checking accounts that show no activity (no credits or debits - posting of interest is not considered an activity) for 90 days.
Our banking service is safe. Because account security is important to us, we have built safety measures into Texas Capital Bank which reflect the importance of this issue. You'll be allowed to create your Access ID and your own password, with a minimum of eight digits, alpha numeric, case sensitive and all information sent and received is encrypted. Read more about this topic in our Security Statement.