When Texas Capital Bank was founded in 1998, we redefined excellence in commercial banking by putting people and service at the center of everything we do.

Today, as technology changes the banking industry, Texas Capital Bank is evolving in a way that continues to put our people and our clients first. We aren’t just looking to technology to help us sell more financial products. Rather, we’re focused on how we can leverage emerging technologies to help our people better serve our clients. We believe our investments in technology through this time of rapid change will again redefine high-touch banking and will set Texas Capital Bank apart.

TCB Labs plays an instrumental role in helping execute on this strategy. Working with Texas Capital Bank clients, the Labs team creates a sustained competitive advantage by expediting the exploration, assessment and adoption of emerging technologies. Aligned with the long-term strategy of Texas Capital Bank, the team:

  • Collaborates with academics, venture capitalists, FinTechs, entrepreneurs, and clients
  • Seeds or supports disruptive and innovative ideas within the bank
  • Develops prototypes and tests pilot products
  • Solves real business problems with sustainable ideas


The TCB Labs team currently has five focus areas.

Centers of Excellence

contact an expert

Rob Palacios

Executive Vice President | Richardson, TX

Allen Baumbach

Senior Vice President | Richardson, TX

let’s talk about what we can do for you.

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