Consumer Deposit Products
Texas Capital Bank’s deposit products for individuals include:
Checking Accounts
Capital Executive Banking
Exclusive personal banking products created for company officers and designated key employees. The benefits include:
- No service charge interest-bearing checking account
- Unlimited, free ATM withdrawals
- Reimbursed network and out-of-network ATM charges
- Financial consultation with personal relationship manager
- Two boxes of complimentary printed checks, per year
- No fee Traveler’s Cheques
- No fee Official Checks
- Free incoming wire transfers
- Free online banking at BankNow
- Minimum Opening Balance: None
- Transactions: Unlimited
- Interest:
- $500 minimum balance to earn interest
- Earned on daily collected balance
- Credited monthly
- Variable interest rate
- Interest compounded daily
- Calculated on a 365-day basis
Capital Group Banking
For individuals whose employer has a banking relationship with Texas Capital Bank, you may qualify for a personal account that includes:
- Direct deposit of payroll
- Free ATM/Visa CheckCard
- Four fee-free ATM withdrawals per month at any machine and no Texas Capital Bank fee for transactions at non-Texas Capital Bank ATM’s
- First order of checks free (standard style, one box)
- No fees on:
- Traveler’s Cheques
- Money orders
- Official Checks
- Free online banking
- Free bill pay
- Minimum Opening Balance: $100
- Transactions: Unlimited
- Interest: None
Checking with Interest
- Interest paid on collected balances: Yes
- Minimum opening balance: $100
- Monthly maintenance fee: $12
- Average monthly balance to avoid maintenance fee: $2,500
- Interest compounded/credit method: Daily/Monthly
- Minimum balance to earn interest: $500
- Interest paid on collected balances: Yes
For additional Consumer Checking Accounts, please visit our Personal Banking products.