Consumer Deposit Products

Texas Capital Bank’s deposit products for individuals include:

Checking Accounts

Capital Executive Banking
Exclusive personal banking products created for company officers and designated key employees.  The benefits include:

• No service charge interest-bearing checking account
• Unlimited, free ATM withdrawals
  • Reimbursed network and out-of-network ATM charges
• Financial consultation with personal relationship manager
• Two boxes of complimentary printed checks, per year
• No fee Traveler’s Cheques
• No fee Official Checks
• Free incoming wire transfers
• Free online banking at BankNow
• Minimum Opening Balance:  None
• Transactions:  Unlimited
• Interest: 
  • $500 minimum balance to earn interest
  • Earned on daily collected balance
  • Credited monthly
  • Variable interest rate
  • Interest compounded daily
  • Calculated on a 365-day basis

Capital Group Banking
For individuals whose employer has a banking relationship with Texas Capital Bank, you may qualify for a personal account that includes:

• Direct deposit of payroll
• Free ATM/Visa CheckCard
• Four fee-free ATM withdrawals per month at any machine and no Texas Capital Bank fee for transactions at non-Texas Capital Bank ATM’s
• First order of checks free (standard style, one box)
• No fees on: 
  • Traveler’s Cheques
  • Money orders
  • Official Checks
• Free online banking
• Free bill pay
• Minimum Opening Balance:  $100
• Transactions:  Unlimited
• Interest:  None

Checking with Interest

• Interest paid on collected balances: Yes
• Minimum opening balance:  $100
• Monthly maintenance fee:  $12
• Average monthly balance to avoid maintenance fee:  $2,500
• Interest compounded/credit method:  Daily/Monthly
• Minimum balance to earn interest:  $500
• Interest paid on collected balances:  Yes 
  
  
  For additional Consumer Checking Accounts, please visit our Personal Banking products.