Texas Capital Bancshares, Inc.

Consumer Deposit Products

Texas Capital Bank’s deposit products for individuals include:

Checking Accounts

Capital Executive Banking
Exclusive personal banking products created for company officers and designated key employees.  The benefits include:

  • No service charge interest-bearing checking account
  • Unlimited, free ATM withdrawals
        • Reimbursed network and out-of-network ATM charges
  • Financial consultation with personal relationship manager
  • Two boxes of complimentary printed checks, per year
  • No fee Traveler’s Cheques
  • No fee Official Checks
  • Free incoming wire transfers
  • Free online banking at BankNow
  • Minimum Opening Balance:  None
  • Transactions:  Unlimited
  • Interest: 
        • $500 minimum balance to earn interest
        • Earned on daily collected balance
        • Credited monthly
        • Variable interest rate
        • Interest compounded daily
        • Calculated on a 365-day basis



Capital Group Banking
For individuals whose employer has a banking relationship with Texas Capital Bank, you may qualify for a personal account that includes:

  • Direct deposit of payroll
  • Free ATM/Visa CheckCard
  • Four fee-free ATM withdrawals per month at any machine and no Texas Capital Bank fee for transactions at non-Texas Capital Bank ATM’s
  • First order of checks free (standard style, one box)
  • No fees on: 
        • Traveler’s Cheques
        • Money orders
        • Official Checks
  • Free online banking
  • Free bill pay
  • Minimum Opening Balance:  $100
  • Transactions:  Unlimited
  • Interest:  None



Checking with Interest

  • Interest paid on collected balances: Yes
  • Minimum opening balance:  $100
  • Monthly maintenance fee:  $12
  • Average monthly balance to avoid maintenance fee:  $2,500
  • Interest compounded/credit method:  Daily/Monthly
  • Minimum balance to earn interest:  $500
  • Interest paid on collected balances:  Yes 


    For additional Consumer Checking Accounts, please visit our Personal Banking products.