Savings Accounts

Consumer Deposit Products

Texas Capital Bank’s deposit products for individuals include:

Money Market Accounts

Consumer Money Market Account

Services/Fees | Rates
Minimum opening balance: $100
Monthly maintenance fee: $12
Minimum daily ledger balance to avoid maintenance fee: $2,500
Interest compounded/credit method: Daily/Monthly
Number of free third-party withdrawals per statement cycle: 3
Charge of 3rd party withdrawals excess withdrawals (per withdrawal): $10 Minimum daily ledger balance to earn interest: $500
Interest paid on daily collected balances: Yes

Regular Savings

Services/Fees | Rates
Minimum opening balance: $100
Monthly maintenance fee: $5 Minimum daily ledger balance to avoid maintenance fee: $500
Interest compounded/credit method: Daily/Quarterly
Number of free withdrawals: 2 per month
Charge of excess withdrawals (per withdrawal): $2
Interest paid on collected balances: Yes

Minor's Savings Accounts For Children Under 16

Services/Fees | Rates
Minimum opening balance: $25
Monthly maintenance fee: Free
Interest compounded/credit method: Daily/Quarterly
Age at which converts to regular savings: 16
Number of free withdrawals: 2 per month
Charge of excess withdrawals (per withdrawal): $2
Interest paid on collected balances: Yes

Certificate of Deposit

Rates
Terms: 30 days – 5 years
Minimum deposit: $1000

Individual Retirement Accounts Certificates of Deposit

Rates
Terms: 1 – 5 years
Minimum deposit: $1000
Minimum additional deposit: $100

Money Market IRA

Rates | Additional Detail
Minimum opening balance: $100
Minimum additional deposit: $100