Consumer Deposit Products

Texas Capital Bank's deposit products for individuals include:

Checking Accounts


Capital Executive Banking

Exclusive personal banking products created for company officers and designated key employees. The benefits include:

  • No service charge interest-bearing checking account
  • Unlimited, free ATM withdrawals
    • Reimbursed network and out-of-network ATM charges
  • Financial consultation with personal relationship manager
  • Two boxes of complimentary printed checks, per year
  • No fee Traveler’s Cheques
  • No fee Official Checks
  • Free incoming wire transfers
  • Free online banking at BankNow
  • Minimum Opening Balance: None
  • Transactions: Unlimited
  • Interest:
    • $500 minimum balance to earn interest
    • Earned on daily collected balance
    • Credited monthly
    • Variable interest rate
    • Interest compounded daily
    • Calculated on a 365-day basis

Capital Group Banking

For individuals whose employer has a banking relationship with Texas Capital Bank, you may qualify for a personal account that includes:

  • Direct deposit of payroll
  • Free ATM/Visa CheckCard
  • Four fee-free ATM withdrawals per month at any machine and no Texas Capital Bank fee for transactions at non-Texas Capital Bank ATM’s
  • First order of checks free (standard style, one box)
  • No fees on:
    • Traveler’s Cheques
    • Money orders
    • Official Checks
  • Free online banking
  • Free bill pay
  • Minimum Opening Balance: $100
  • Transactions: Unlimited
  • Interest: None

Checking with Interest

  • Interest paid on collected balances: Yes
  • Minimum opening balance: $100
  • Monthly maintenance fee: $12
  • Average monthly balance to avoid maintenance fee: $2,500
  • Interest compounded/credit method: Daily/Monthly
  • Minimum balance to earn interest: $500
  • Interest paid on collected balances: Yes

For additional Consumer Checking Accounts, please visit our Personal Banking products.