Texas Capital Bank Visa® Check Card and ATM Cards
It looks like a credit card, but acts like a check. You can use your Texas Capital Bank Visa® CheckCard to make purchases anywhere Visa® debit cards are accepted. The purchase amount is automatically deducted from your Texas Capital Bank checking account and you can view your transaction online.
The Texas Capital Bank Visa® CheckCard also allows you to access ATMs worldwide. Unlike many banks, we do not charge for ATM usage. However, some ATM owners apply a fee for use of their ATMs. Texas Capital Bank may refund your ATM transaction fees, please contact your local branch for more information.
Texas Capital Bank CheckCards are:
- Easy-to-Use. Use your CheckCard at the time of purchase and the amount will be deducted from your checking account.
- Convenient. There's no checkbook to carry, no check to write.
- Welcome. Use your CheckCard everywhere Visa debit cards are accepted.
Learn how to protect your Texas Capital Bank Visa® CheckCard
with Verified by Visa®. Texas Capital Bank Visa® CheckCards are offered to checking account customers only.
As an additional security feature, effective September 2, 2008 Texas Capital Bank will apply a daily dollar limit of $2,500.00 to the Visa® CheckCard.
Texas Capital Bank Visa® CheckCards are not available to Money Market or Savings Account holders; for these accounts you may request a regular ATM Card.
There is a replacement card fee of $5.00 per card.
Free ATMs
Texas Capital Bank puts no limitations on what ATM you choose. Because we don’t own a network of ATMs, we waive the $1.00 fee most banks charge you for not using their machines. So visit any ATM, no matter the location and as an account holder we will reimburse you the administrative fees for 4 ATM withdrawals per statement cycle (from United States locations only), up to $2.50 per ATM withdrawal.
To find an ATM location near you, visit these ATM locators for PULSE, Cirrus and ACCEL/Exchange.
Deposit account holders have the option of receiving an ATM Card from Texas Capital Bank and can use the card at ATMs worldwide. Use your ATM Card and personal identification number (PIN) to currently initiate the following ATM transactions (some of these services may not be available at all ATMs):
- Withdraw cash from your checking account
- Withdraw cash from your money market account
- Withdraw cash from your savings account
- Transfer funds between your checking and savings account
- Obtain balance information on your deposit accounts
Frequency of use and amount withdrawals:
- You may withdrawal up to a maximum of $500.00 (if there are sufficient funds in your account) per day
- For security purposes, there may be limits on the frequency and amount of transfers you make at ATMs
Fees and charges for ATM transactions:
- Machine owners may impose their own fee. We waive machine owner fees for the first four ATM withdrawals per statement cycle (from United States locations only), up to $2.50 per ATM withdrawal.
- There is a replacement card fee of $5.00 per card
ATM and Other Safety Tips