Consumer Deposit Products

Texas Capital Bank’s deposit products for individuals include:

Money Market Accounts

Consumer Money Market Account
Services/Fees | Rates
Minimum opening balance: $100
Monthly maintenance fee: $12
Minimum daily ledger balance to avoid maintenance fee: $2,500
Interest compounded/credit method: Daily/Monthly
Number of free third party withdrawals per statement cycle: 3
Charge of 3rd party withdrawals excess withdrawals (per withdrawal): $10
Minimum daily ledger balance to earn interest: $500
Interest paid on daily collected balances: Yes

Regular Savings
Services/Fees | Rates
Minimum opening balance: $100
Monthly maintenance fee: $5
Minimum daily ledger balance to avoid maintenance fee: $500
Interest compounded/credit method: Daily/Quarterly
Number of free withdrawals: 2 per month
Charge of excess withdrawals (per withdrawal): $2
Interest paid on collected balances: Yes

Minor's Savings Accounts For Children Under 16
Services/Fees | Rates
Minimum opening balance: $25
Monthly maintenance fee: Free
Interest compounded/credit method: Daily/Quarterly
Age at which converts to regular savings: 16
Number of free withdrawals: 2 per month
Charge of excess withdrawals (per withdrawal): $2
Interest paid on collected balances: Yes