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Personal Checking and Savings Interest Rates
|
ACCOUNT PRODUCT
NAME
|
INTEREST RATE
|
ANNUAL PERCENTAGE
YIELD (APY)*
|
Checking with Interest
Daily Balance of $500 and up |
.25%
|
.25%
|
Premier Checking with
Interest
($25,000 combined deposits)
All Balances |
.50%
|
.50%
|
Savings and Minor's Savings
All Balances |
.25%
|
.25%
|
Money Market Account
Minimum $500 to earn interest
Daily Balances of:
$500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more |
1.10%
1.10%
1.25%
1.35%
1.40%
|
1.12%
1.12%
1.28%
1.38%
1.43%
|
Premier Money Market Account
$25,000 combined deposits)
Minimum $500 to earn interest
Daily Balances of:
$500.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more |
.55%
1.10%
1.70%
1.70%
|
.55%
1.11%
1.71%
1.71%
|
Commercial Money Market Account
Minimum $500 to earn interest
Daily Balances of:
$500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more |
1.10%
1.10%
1.25%
1.35%
1.40%
|
1.12%
1.12%
1.28%
1.38%
1.43%
|
Money Market IRA
Interest paid on all balances
Daily Balances of:
$0.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 - $999,999.99
$1,000,000.00 or more |
.55%
1.10%
1.70%
1.70%
|
.55%
1.11%
1.71%
1.71%
|
*An Annual Percentage Yield (APY) is calculated based on a
one-year time frame. If you allow your interest to add back to the principal
over a one-year time period, the Annual Percentage Yield is what you will
receive. Fees may reduce earnings on accounts.
Rates shown are accurate as of
Sunday, May 11, 2008
. Rates are subject to change. Fees may affect earnings on account.
Low cost regular and basic checking accounts also available. $100 minimum
required to open all personal checking or savings accounts.
Commercial accounts are also available.
CD and IRA Rate Chart
|
ACCOUNT PRODUCT NAME
|
INTEREST RATE
|
APY* |
PREMIER INTEREST
($25,000 combined deposits)
|
PREMIER APY* |
30 Day
All Balances |
1.25%
|
1.26%
|
1.70%
|
1.71%
|
90 Day
All Balances |
1.40%
|
1.41%
|
1.90%
|
1.92%
|
180 Day
All Balances |
1.60%
|
1.61%
|
2.10%
|
2.12%
|
12 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
18 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
24 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
30 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
36 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
48 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
60 Month
All Balances |
1.60%
|
1.61% |
2.10%
|
2.12%
|
*An Annual Percentage Yield (APY) is calculated based on a
one-year time frame. If you allow your interest to add back to the principal
over a one-year time period, the Annual Percentage Yield is what you will
receive. Fees may reduce earnings on accounts.
Rates shown are accurate as of
Sunday, May 11, 2008
. $1,000.00 minimum required to open a CD or IRA account. Penalty for early
withdrawal. Please inquire for interest rates pertaining to deposits in excess
of $100,000.00 (Mark.Frears@texascapitalbank.com).
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