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MONEY MARKET IRA

Introducing the new Texas Capital Bank Money Market IRA. Enjoy the convenience and liquidity of a money market account with the safety and security of FDIC insurance*. Instead of funding your IRA in one lump sum, you can mak recurring deposits as often as you like.

Product highlights include:

  • Competitive tiered money market interest rate.
  • Low minimum of $100 to open.
  • Additional deposits allowed ($100 minimum per additional deposit).
  • No time commitment - can be withdrawn or transferred at any time.
  • Interest earnings credited monthly.
  • Convenient monthly statement.
  • No bank-imposed early withdrawal penalties (IRS rules still apply for early withdrawal if funds used prior to age 59 1/2).
  • Can be used for contributions or rollovers from other funds.
  • All existing IRA types available:
    • Traditional
    • Roth
    • Coverdell Education Savings Account
    • SEP

Contact your relationship manager or the banking center near you for more information or to open your Texas Capital Bank Money Market IRA.

*IRA deposits in Traditional, Roth or SEP accounts are FDIC insured up to a combined total of $100,000. IRA accounts are insured separately from any non-retirement funds on deposits. The Coverdell Education Savings Account (Education IRA) is not considered an IRA for deposit insurance purposes. To determine insurance coverage, these accounts rae treated as irrevocable trust accounts. Please see an account representative for further details.

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