Bankers Who Know the Business. Petroleum Engineering Capability on Staff. Oil & Gas Reserve-Based Loans.

When was the last time you met with a banker who really understood the energy business?

It's been a while since a bank set up a practice just for owner-managed independents. We think it's been too long, so we brought together seasoned bankers with oil-patch knowledge to create a special energy group, emphasizing oil & gas reserve-based loans to owner/managed independents.

We believe each opportunity can lead to a possible relationship

Our primary focus as a senior debt provider is making loans from $1 million to $20 million. While we are not in the market to take an equity risk for a senior debt return, we can help connect you with an appropriate capital markets provider. That's because the relationship we are building with you is always our first priority. If we are not your initial solution, we may be the perfect match down the road as your business evolves. In the meantime, we can provide other financial services such as commercial bank accounts, Treasury Management expertise and investment opportunities.

We provide senior debt for:

• Development drilling 
• Providing funds for capital expenditures against existing reserves
• Acquiring oil and gas properties

We also look at midstream deals, such as: 

• Treating 
• Processing
• Gathering systems
• Compression

Better technology means better engineering

Our in-house engineering capability takes advantage of PhdWin software for engineering analysis. If needed, we outsource engineering to one of several approved engineering firms.We share an affinity and a belief that the energy business is as important to Texas as independent banking.