Texas Capital Bank's Capital Return Sweep Account is an investment vehicle designed for the commercial customer with a minimum of $100,000 of idle funds in a commercial checking account. Each night funds are automatically swept to, or transferred from, a short-term, high yield variable rate money market account while maintaining a pre-established target balance in the checking account.

• Nightly investments are automatic, thus eliminating daily investment decisions and avoiding costly transaction and wire transfer fees.
  
  
• Variable rate adjusts weekly based on competitive money market indices, with new rates posted on the first business day of the week.
  
  
• Recommended minimum deposit amount is $100,000.
  
  
• Interest is accrued daily and deposited on the first business day of the following month.
  
  
• Our customers are not restricted by the Regulation D limit of six withdrawals per month from a money market account. Instead we work with The Reserve Funds, a New York-based financial services provider, who will act as agent in transferring funds between your commercial checking a nd money market accounts.
  
  
• Approved by the Federal Reserve Bank.
  
  
• FDIC insured to $100,000.